Page 7 - Personal Finance

Work from home? Can you claim rent, electricity, internet as tax deduction?

Salaried employees generally cannot deduct home-office expenses from their salary, while freelancers may be able to claim genuine business expenses.

10 districts vulnerable to mule account fraud, wider tracking needed: Study

Fraud prevention company's analysis shows that people must treat requests to open or operate bank accounts on behalf of others with caution

Your first salary: How much should you invest, spend and keep aside

Master the 50-30-20 rule, build a safety cushion, and turn your first pay cheque into an instrument for financial freedom

From courtrooms to capital: Investors are turning lawsuits into asset class

Would you invest in a lawsuit? Inside India's emerging litigation-finance market

India's home-buying age is falling: Gen Z home loan borrowers jump 86%

Gen Z share of Kotak home loan book rises to 9% as borrowers jump 86%

Term plans with return of premiums: Count the real cost before you buy

Compare the higher premium with pure term cover, factor in inflation, and examine lapse and surrender terms

₹60.5 cr in an hour: 25 student startups turn investor heads in Bengaluru

25 student-led startups have secured soft funding commitments of around ₹60.5 crore at the first Masters' Union Ventures Demo Day in Bengaluru

ICICI Bank's Pune lease: ₹30 lakh annual rent, 10% escalation every 3 yrs

ICICI Bank leases 3,347 sq ft Pune office for ₹2.5 lakh a month; footprint at property rises to 6,141 sq ft

Angel One founder Dinesh Thakkar buys entire Juhu tower for ₹711 cr

The deal is the largest single residential unit transaction in the country. The residence comprises an entire G+7 storey tower with a RERA carpet area of 63,000 sq. ft.

205 unicorns abroad, 102 in India: The $560-billion Indian founder story

A new Prosus-Dealroom index maps how founders who grew up in India are creating businesses and wealth outside the country.

Buying under-construction property? Don't skimp on due diligence

Tie payments to project's progress; verify title, approvals and Rera disclosures

India's next ₹100-lakh-cr investment boom? 3 sectors may drive capex cycle

AI infrastructure, the renewable energy transition, and defense indigenisation are three concurrent, manufacturing-intensive investment themes underpinning India's capex cycle

Protect your portfolio, household budget from rising inflation and rates

Review spending, reduce costly debt, favour quality equities and avoid longer-duration funds unless you have a matching horizon

Retirement corpus: How to beat inflation, avoid running out of funds

Use time-based buckets, limit withdrawals and retain growth assets

Rs 25,000 EPF ceiling: How PF, EPS pension and EDLI insurance change

12-year-old wage limit has been revised, changing contribution rules and potentially increasing retirement savings and life cover

Gold hallmarking fee rises 67%: New charges, what buyers should know

BIS has raised the hallmarking fee for gold articles to Rs 75 from Rs 45. Here is what the change means for jewellery buyers

Property boom beyond metros: 11 cities see 63% price rise in five years

Residential prices in 11 emerging markets rose 63% in five years, compared with 42% in India's top eight cities, finds CII-Knight Frank report

Home loan rates in Sep start at 7%: Top lenders and terms compared

Home loan rates vary by lender and loan size, with some banks offering different rates across borrowing slabs

IDFC FIRST Bank removes forex markup on all credit cards: What you save

Existing as well as new cardholders will get zero forex markup automatically, without upgrading their cards or meeting a spending threshold

Rs 18.34 lakh stipend: When can students claim income-tax exemption?

Order draws a line between educational support and employment income, with implications for students receiving scholarships and stipend