Page 79 - Personal Finance
Hit by falling FD rates? Consider these funds with 3-year horizon
Hit by falling FD rates? Consider these funds with 3-year horizon
 "Hit by falling FD rates? Consider these funds with 3-year horizon")
Man, 75, gets I-T notice for a 10-year-old return: here's what law says
Even time-barred income tax demands can resurface under specific provisions. Experts explain how to deal with them, especially for elderly taxpayers.
 "Man, 75, gets I-T notice for a 10-year-old return: here's what law says")
Have money abroad? IT dept's new guide spells out what & how to report
CBDT's latest guide explains how resident Indians must disclose foreign income and assets in ITR this year, missed details can lead to penalties under the Black Money Act
 "Have money abroad? IT dept's new guide spells out what & how to report")
Govt scheme helps Indians save money on medicines: You can benefit, too
State-run Aushadhi Kendras have helped citizens to save around Rs 38,000 crore in 11 years, says government
 "Govt scheme helps Indians save money on medicines: You can benefit, too")
At 17%, Navi Mumbai leads 2025 realty boom: Where prices are rising fastest
The analysis shows that Navi Mumbai is currently driving property market performance across India, with average property values increasing by a notable 17.4% so far this year alone.
 "At 17%, Navi Mumbai leads 2025 realty boom: Where prices are rising fastest")
How much do you need to retire? Affluent Indians now say Rs 3.5 cr
Rising costs and financial goals prompt the wealthy to raise the bar, according to HSBC's Affluent Investor Snapshot 2025
 "How much do you need to retire? Affluent Indians now say Rs 3.5 cr")
REITs rule capital raising; small caps lead realty gains with 17% return
REITs lead primary fundraising in real estate, contributing over 43% since FY18: Equirus Securities
 "REITs rule capital raising; small caps lead realty gains with 17% return")
₹6 Cr property sold, ₹0 tax paid-What the Income Tax ruling means for you
Kavita Damani won the case before the Income Tax Appellate Tribunal (ITAT), Mumbai, because she fulfilled the legal conditions required to claim exemption from capital gains tax under section 54 of th
 "₹6 Cr property sold, ₹0 tax paid-What the Income Tax ruling means for you")
Algo trading by retail investors: Trust back-tested data, not hype
Invest a small amount, observe performance, then scale up gradually
 "Algo trading by retail investors: Trust back-tested data, not hype")
ITR declared invalid? CBDT offers relief for those with technical glitches
Taxpayers whose returns were wrongly invalidated by the CPC now have fresh hope as CBDT orders reprocessing of such ITRs; refunds and interest may follow
 "ITR declared invalid? CBDT offers relief for those with technical glitches")
Fat paycheck, fatter EMI? Some home loan mistakes to avoid at all costs
A high income doesn't guarantee peace of mind, especially when your home loan takes the front seat. Experts break down what to do before signing up for that big EMI
 "Fat paycheck, fatter EMI? Some home loan mistakes to avoid at all costs")
Looking for 15-20% returns? Silver is the new gold. Experts explain why
Silver is at an inflection point. While it shares gold's historical legacy as a store of value, it also plays a pivotal role in modern industries such as solar energy, electric vehicles, semiconductor
 "Looking for 15-20% returns? Silver is the new gold. Experts explain why")
2 out of 5 Indians have health insurance, gap worse in rural India: Report
Millions without adequate cover as awareness, affordability and access issues persist, it says
 "2 out of 5 Indians have health insurance, gap worse in rural India: Report")
₹35 lakh Cr credit, 7 IPOs, low debt: Real estate gets a financial makeover
Debt-to-equity ratio of top 50 listed real estate companies has seen a significant drop since FY 2021, signaling steady balance sheet deleveraging
 "₹35 lakh Cr credit, 7 IPOs, low debt: Real estate gets a financial makeover")
UPI apps to limit balance checks, autopay from Aug 1: How changes help you
Paytm, PhonePe, Google Pay and other such platforms will also set limits on account view and merchant verification in order to improve overall service
 "UPI apps to limit balance checks, autopay from Aug 1: How changes help you")
Foreign Investors pump $1.4 bn into India-ETFs dominate, Active funds lag
Listed funds witnessed inflows for the second consecutive month. The inflows were driven by ETFs, which attracted US$2.4 bn, offset by non-ETF outflows of US$1 bn.
 "Foreign Investors pump $1.4 bn into India-ETFs dominate, Active funds lag")
4-in-1 Investment: Zerodha's New FoF offers gold, equity, G-Secs in 1 fund
The minimum amount for application is just ₹100 and in multiples of 100 during the NFO, making it easy and accessible for investors.
 "4-in-1 Investment: Zerodha's New FoF offers gold, equity, G-Secs in 1 fund")
Balancing coverage and affordability in senior citizens' health insurance
Combining base policy with super-top-up can also help make premiums manageable
 "Balancing coverage and affordability in senior citizens' health insurance")
Influencers to F&O traders: here's what ITR utility update means for you
From influencers to F&O traders, the Income Tax department's revised 'Nature of Business' codes will affect how freelancers and professionals file their returns in AY 2025-26
Man denied mediclaim over Google Maps mismatch: Here's all you need to know
Insurers are turning to digital footprints like Google Timeline to verify claims, but experts say such data can't be the sole reason to reject a valid health insurance claim
 "Man denied mediclaim over Google Maps mismatch: Here's all you need to know")