Personal Finance

2025 IPO lessons: What retail investors learnt and how to spot 2026 winners

Key takeaways from 2025 IPOs and how retail investors can spot opportunities in 2026

Claimed a deduction in your ITR? Dept's new nudge campaign urges a review

Campaign uses data analytics to prompt voluntary corrections of ineligible deduction claims, with a Dec 31 deadline to avoid penalties

Largecap funds in 2026: Earnings visibility, valuations support outlook

Weaker-than-expected earnings due to external shocks or unforeseen domestic developments could affect performance

Early cancer detection improving but treatment costs drain savings: Report

Standard health insurance policy of Rs 500,000 often inadequate to meet treatment costs, it says

Bank holiday on Christmas: Banks to stay shut for five days in many states

For Christmas Eve in 2025, banks in Mizoram, Nagaland, and Meghalaya will be closed on December 24. On December 25, however, all banks nationwide will observe a holiday in observance of Christmas

Claimed donations in your ITR? Here's why many are revising returns now

CBDT's NUDGE campaign prompts over 1.5 mn taxpayers to revise their returns as the tax department cracks down on donation claims linked to unrecognised political parties and trusts

Sunrise homes, parking space, high-rises: How India chose housing in 2025

Magicbricks data indicates that 75-80% of buyer demand in select premium micro-markets-such as Dwarka Expressway, Noida Expressway, Sarjapur Road, Gachibowli is concentrated in luxury segment

PE/VC funding up 31% to $5.6 bn in Nov; exits at $3.2 bn, IPOs lead

By number of deals, the transactions were flat at 101 year-on-year and slightly higher than 109 in October.

NPS withdrawal norms: Greater fund access comes with onus to manage risk

Systematic Unit Redemption offers market-linked returns and deferred tax payment, but does not guarantee pension for lifetime

Ahmedabad, Kolkata, Pune most affordable; Mumbai EMI ratio falls below 50%

Affordability drops marginally in NCR amid premium-led rise in weighted average prices

Cognizant renews lease at Mindspace Navi Mumbai for ₹62.7 lakh/month

The renewal was registered on December 12, 2025, with a security deposit of ₹3.76 crore.

India's ₹2.3 lakh cr Reit market overtakes Hong Kong; yields hold at 8-9%

Combined market cap hits Rs 1.66 Lakh Cr, now surpassing the Hong Kong Reit market despite only 32% of India's Reit-worthy stock listed

PAN-Aadhaar deadline nears: Missing Jan 1, 2026, could freeze finances

PAN not linked to Aadhaar by December 31 may turn inoperative from 2026

Can tax officials access emails and social media under new tax rules 2025?

Section 247 under the new Act allows authorised officers to access computer systems or virtual spaces, but strictly during search and survey operations where there is credible evidence of evasion

Aadhaar to UPI, key policy changes that shaped your money in 2025

Key reforms in Aadhaar, UPI and taxes that shaped your finances this year

EPFO to fix EPS contribution errors: Here's what it means for pensions

New guidelines aim to correct contribution errors and safeguard the money of subscribers

Thinking of a startup? Abu Dhabi's Hub71 offers a global incubation base

Platform doubling down on India as a strategic bridge between Asia and the West

India's workforce tops global AI gains with 53 'AI Advantage' score: survey

India also holds a Talent Health score of 82, the highest among all geographies assessed

Train tickets to get costlier from December 26. Check revised fares

Railways says fare hike applies to longer journeys, suburban and short-distance travel spared

ITR refund stuck? Experts warn December 31 delays could block revisions

'Act fast: Rectification can save your refund if ITR isn't processed by year-end,' say experts