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What is Section 35A of the Banking Regulation Act, 1949?

The RBI recently acted against the Paytm Payments Bank by exercising its powers under Section 35A of the Banking Regulation Act, 1949? What is this section all about? Kasthuri Akhil tells us

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Updated On : 29 Feb 2024 | 4:09 PM IST

How is a payments bank different from universal or small finance banks?

What is the difference between a universal bank, a small finance bank, and a payments bank? Ayush Mishra helps decode

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Updated On : 22 Feb 2024 | 5:10 PM IST

The changing world of money changers

Mint Road is set to overhaul the money changing in the country, and has floated a discussion paper for the same. But first thing first: What are money changers? Let’s find out

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Updated On : 15 Feb 2024 | 6:07 PM IST

What does discounted valuation mean for banks and investors?

Banks' valuation discount to Sensex recently hit a 10-year high on the back of muted earnings of top banks in recent quarter. What does it mean for banks, investors? Kasthuri Akhil decodes

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Updated On : 08 Feb 2024 | 7:50 PM IST

Who was Rana Talwar?

Renowned banker Gurvirendra Singh Talwar, popularly known as Rana Talwar, passed away on January 27 at the age of 76. In this report, Abhijeet Kumar explores the veteran bankers’ life

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Updated On : 01 Feb 2024 | 7:27 PM IST

What are RBI's new rules on penal charges on loan accounts?

RBI recently notified new rules on penal charges that can be imposed on loan accounts. Earlier this month, it issued some more clarifications on the charges. Raghav Aggarwal explains the new rules

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Updated On : 25 Jan 2024 | 4:02 PM IST

What is green taxonomy?

In 2023, the Reserve Bank of India in a report said that India needs to have its own green taxonomy. But what is a green taxonomy? Shivam Tyagi finds out

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Updated On : 19 Jan 2024 | 6:51 PM IST

What are RBI's guidelines for unclaimed deposits?

RBI has revised guidelines for classifying accounts as unclaimed deposits. This also includes measures to prevent fraud in such deposits. We decode what these new guidelines are

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Updated On : 11 Jan 2024 | 3:36 PM IST

What are Sovereign Gold Bonds?

Sovereign Gold Bonds have become a go-to investment for investors looking for safer bets and higher returns. But what are they? Shivam Tyagi answers

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Updated On : 05 Jan 2024 | 8:47 AM IST

What is evergreening of loans?

The RBI's actions related to AIFs were prompted by the practice of 'evergreening' of loans. But what exactly is it? Raghav Aggarwal explains

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Updated On : 28 Dec 2023 | 4:08 PM IST

What is provisioning?

In October this year, the RBI set up an external working group on ECL-based framework for provisioning by banks. But what is provisioning? Bhaswar Kumar explains

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Updated On : 21 Dec 2023 | 4:11 PM IST

What is peer-to-peer lending?

RBI recently asked peer-to-peer (P2P) lending platforms to halt certain activities after inspections found some violations. But what exactly is peer-to-peer lending? Rimjhim Singh explains

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Updated On : 14 Dec 2023 | 3:56 PM IST

What is AID, and how does it affect your deposits?

The apex bank imposes the All Inclusive Directions under Section 35A of the Banking Regulation Act, 1949. What is it and how does it affect deposits? Kasthuri Akhil explains

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Updated On : 07 Dec 2023 | 4:25 PM IST

What is risk weight and how does it affect retail loans?

RBI recently increased risk weights on some types of loans, prompting SBI chairman Dinesh Kumar Khara to say he may have to increase interest rates. But what are risk weights? Kasthuri Akhil explains

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Updated On : 30 Nov 2023 | 5:45 PM IST

What is a Key Fact Statement?

RBI recently asked Bajaj Finance to stop issuing some new loans under two products for non-issuance of Key Fact Statements or KFS. So what exactly is a Key Fact Statement? Kasthuri Akhil explains

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Updated On : 24 Nov 2023 | 2:04 PM IST

What is systemic risk?

What are systemic risks, and how are they different from systematic risks? Raghav Aggarwal decodes

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Updated On : 22 Nov 2023 | 9:22 AM IST

What is scale-based supervision of NBFCs?

What is the new scale based regulation system for NBFCs? Kasturi Akhil explains

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Updated On : 10 Nov 2023 | 6:27 PM IST

What do central bankers mean by higher for longer?

In the recent past, major central banks around the world have been on the news for adopting the ‘higher for longer’ strategy. Kasthuri Akhil explains what it means

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Updated On : 02 Nov 2023 | 8:49 PM IST

What is a currency swap?

Last year in April, RBI did a foreign exchange swap. Now what is this currency swap, and why does RBI do it? That’s what we are talking about in our Banking For You segment

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Updated On : 27 Oct 2023 | 1:33 PM IST

What are RBI’s open market operations?

RBI governor Shaktikanta Das on October 6 said the central bank would consider open market operations sales to manage liquidity. What are these? Kasthuri Akhil decodes

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Updated On : 19 Oct 2023 | 4:31 PM IST