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Page 3 - Digital Loans

RBI pulls up banks, NBFCs for non-transparency in digital loans

Apex bank says digital platforms claim to offer hassle-free loans to individuals and small traders, but don't disclose who they are associated with

RBI pulls up banks, NBFCs for non-transparency in digital loans
Updated On : 25 Jun 2020 | 2:15 AM IST

Retail unsecured loans, cross-selling may decline post moratorium

Lenders say the larger challenge is to communicate to borrowers the difference between moratorium and waiver

Retail unsecured loans, cross-selling may decline post moratorium
Updated On : 29 Apr 2020 | 6:24 PM IST

Creditors want to sneak into your phone before they give you a loan

As digital lending starts to rely increasingly on phone records, messages and social media, questions about reliability of proxy indicators remain unanswered

Creditors want to sneak into your phone before they give you a loan
Updated On : 30 May 2018 | 11:03 AM IST