Page 4 - Fixed Deposits

Fixed Deposit investors: Stagger FD investments to catch peak rates

While some portion of your money should go into longer-tenure FDs offering higher rates, diversifying across maturities is also essential

Investment strategy: Why relying primarily on fixed deposits is a bad move

India's economy is growing, and even those who prefer fixed-income investments should consider optimising their choices within that category.

Company fixed deposit rates' terms, tenure explained in one table

Comprehensive insights into ratings and returns offered by various players over different horizons

Have some risk appetite? Invest in highly rated company fixed deposits

While they offer higher returns than bank FDs, they are not protected by deposit insurance

Company fixed deposit rates' terms, tenure explained in one table

Detailed insights on ratings and returns offered by various players over different horizons

Company fixed deposit rates' terms, tenure explained in one table

Comprehensive insights into ratings and returns offered by various players over different horizons

Which banks or financial institutes offer the best FD rates? Take a look

Fixed deposits (FDs) are a cornerstone of financial planning for many in India, offering a secure and predictable return on investment

Investing in green deposits: How are they different; what do they do

Banks are allowed to offer overdraft facilities to customers against green deposits

Safe investment option: What is a fixed deposit; how does it work

An amount deposited with a bank or financial institution must not be withdrawn prematurely

Starting an FD? Here are the top rates offered by private and public banks

Navigating fixed deposit options: A comprehensive guide to top rates across different banks

80% of all term deposits are in Rs 15 lakh-1 cr ticket size with 1-3-yr duration

Deposit mobilization by banks continued to remain skewed in the 1-3-year bucket and it continues to rise consistently.

Bigger the FD, higher the return: Should you lock funds in non-callable FDs?

These FDs do not allow you to withdraw your deposit before the maturity date, which is not the case for callable FDs unless a court order is issued in the event of death or bankruptcy.

FD for senior citizens: Here are the best rates, but should you invest?

Small Finance Banks offer the highest interest rates to senior citizens on fixed deposits

Use laddering to average out returns, minimise reinvestment risks

Those keen to strike a balance between risk and reward may go for barbell strategy

Investors can lock into current high yields with target maturity funds

The medium- to high-maturity variety of these funds can also offer capital gains if interest rates fall

Deferred annuity plans need caution in investment to avoid mis-selling

Before falling for the promised return, consider the principle of time value of money

SBI becomes fifth bank to hike FD rates in December 2023

For deposits maturing in seven days to forty-five days, SBI increased interest rates by 50 basis points (bps).

Best time to book FDs is from now to 6 months but stay away from floating FDs

Many banks try to sell floating-rate FDs at marginally higher interest rates. These FDs are best avoided because the yield will be much less

Several banks raise FD rates in December, offer up to 8% interest

On Monday, Kotak Mahindra Bank raised fixed deposit (FD) interest rates by up to 85 basis points. Kotak Mahindra customers can now earn up to 7.80 per cent on senior citizen FDs

RBI policy: Depositors can continue to enjoy high FD rates for now

With the rise in the lending rate of banks, there has been a simultaneous increase in fixed deposit rates as well. As of now, many banks are offering FD interest as high as nine per cent