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Gross Bank Credit

Banks flush with funds but reluctant to pursue aggressive lending

Loan growth for banks is yet to pick up despite a 100 bps cut in the policy repo rate by the Reserve Bank of India (RBI) since February

Banks flush with funds but reluctant to pursue aggressive lending
Updated On : 10 Jul 2025 | 12:57 AM IST

Building the bonds of Viksit Bharat: A leap towards India's vision

Budget reforms will redefine the financial system by fostering inclusion, competition, and efficiency. Financial institutions will benefit from enhanced market depth and improved liquidity

Building the bonds of Viksit Bharat: A leap towards India's vision
Updated On : 09 Mar 2025 | 9:58 PM IST

Wide gap between bank credit and deposit growth seen declining

Lower GDP growth, RBI rate hikes, reversal of base effect to blunt credit growth, analysts say

Wide gap between bank credit and deposit growth seen declining
Updated On : 09 Dec 2022 | 12:31 AM IST

Bank credit grows 17.2% YoY to Rs 129.48 trn in fortnight to Nov 18

Deposit growth rises 9.6%, analysts cite FPI flows, govt spending

Bank credit grows 17.2% YoY to Rs 129.48 trn in fortnight to Nov 18
Updated On : 02 Dec 2022 | 11:52 PM IST

HDFC Bank revises credit card rewards points programme for customers

The bank said for select products and vouchers, redemption of reward points will be capped at 70 per cent of the total value, but this is not applicable for Infina and Diners Black cards

HDFC Bank revises credit card rewards points programme for customers
Updated On : 02 Dec 2022 | 9:03 PM IST

Broad-based, double-digit annual growth seen in bank credit in Q1: RBI data

RBI data showed the metropolitan regions saw maximum acceleration with YoY credit growth vaulting from 2.7% in June 2021 to 13.2% in June 2022

Broad-based, double-digit annual growth seen in bank credit in Q1: RBI data
Updated On : 26 Aug 2022 | 12:57 AM IST

Bank credit offtake shows stickiness, rises 7% in November: RBI data

Rating agency CARE in a statement said the credit growth is expected to be in the range of 7.5% to 8.0% for FY22.

Bank credit offtake shows stickiness, rises 7% in November: RBI data
Updated On : 03 Dec 2021 | 11:24 AM IST

Banks' credit up 7.13% in second half of Jan, service sector loans dip

Non-food bank credit growth decelerated to 7 per cent in December 2019 from 12.8 per cent in December 2018

Banks' credit up 7.13% in second half of Jan, service sector loans dip
Updated On : 13 Feb 2020 | 8:09 PM IST

Bank credit's double-digit growth in April brings cheer, with caution

Farm loan waivers, non-performing loans in the affordable housing segment, and the Nirav Modi scam are the reasons for slow credit growth, experts said

Bank credit's double-digit growth in April brings cheer, with caution
Updated On : 14 Jun 2018 | 10:36 AM IST