Home Loan Rates

Real estate developers expect rate cut to boost housing sales momentum

Developers say lower home loan rates after RBI repo rate cuts have improved affordability across major cities, supporting buyer confidence and housing sales momentum into 2026

Lower home loan rates improve affordability in 7 of 8 cities: Knight Frank

Knight Frank's Affordability Index shows lower home loan rates improved affordability in seven of eight top cities in 2025, with Mumbai's EMI stress falling below 50 per cent

JM Financial Home Loans targets 30% annual AUM growth to FY27

JM Financial Home Loans aims to scale AUM to Rs 5,000 crore by FY27, driven by branch expansion, higher ticket sizes and tighter early-stage delinquency controls, MD & CEO Manish Sheth said

Home loan rates start at 7.35% mid-November: Check top offers here

PSU loans start at 7.35%, private lenders charge 7.65% and above

Home loan rates steady in Sept; state-owned banks offer best rates

Customers should check processing fees, prepayment charges, eligibility criteria

Poll-bound Bihar tops home loan growth list at 16.3%: Equirus Securities

As of June 2025, home loans, according to the Equirus note, grew 12.8 per cent y-o-y to Rs 41.2 trillion, led by state-owned banks (+15.5 per cent y-o-y) and NBFCs / state finance banks

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From public to pvt banks, Sept home loan rates range from 7.35% to 10.75%

Borrowers this September face a wide interest rate spread on home loans, lowest at 7.35% and highest touching 15%, depending on the bank or finance firm.

Home loan rates in July: PSU banks start at 7.35%, private lenders at 7.90%

Customers should consider loan slabs and benefits when they are evaluating offers by lenders

From 7.25% to 15%: how home loan rates compare across lenders this July

Rates range from 7.25% to 15%; check what banks and housing finance companies have for you

Cut home loan costs: Retain EMI, shorten tenure, consider prepaying

Borrowers can maximise savings when interest rates fall by retaining their EMI and reducing tenure, while also benefiting from repo-linked loans and selective prepayments

RBI rate cut: Switching to repo-linked home loan may save you lakhs

RBI cuts repo rate to 5.50%. Borrowers with MCLR or base rate loans could save up to ₹8.5 lakh by switching to repo-linked loans, say experts

Bank of Baroda cuts home loan rates by 40 basis points for new customers

Bank of Baroda has cut home loan rates by 40 basis points, with revised rates starting at 8 per cent and linked to borrower credit scores; added concessions offered

Mortgage lender Can Fin Homes plans to raise Rs 2,000 crore via NCDs

Expects to reduce home loan rates by 10-15 bps

RBI rate cut: Home loan borrowers can save Rs 4.20 lakh on Rs 50 lakh loan

RBI's decision to reduce the repo rates by 25 bps piggybacks on the recent taxation benefits announced in the Union Budget

RBI's CRR cut brings relief: Time for borrowers to review home loan terms

The CRR cut would allow banks to lend more by freeing up reserves

RBI holds repo rate: No relief for home loan borrowers amid inflation surge

"A steady rate ensures consistent repayment terms, which increases the confidence of homebuyers," said Manju Yagnik, vice chairperson of Nahar Group and senior vice president of NAREDCO Maharashtra

Most urban Indians aspire to own homes, prefer home loans: Report

52 per cent of people prefer apartments, according to Business Standard-Knight Frank report

China keeps lending rate unchanged as housing market still struggling

China's central bank kept a key lending rate unchanged on Monday, choosing not to loosen credit as data for May showed signs of persisting weakness in the world's No. 2 economy's manufacturing and real estate sectors. The central bank kept its rate for 1-year medium-term lending facility loans, used as a benchmark for other lending rates, at 2.5%. The decision aligned with expectations: instead of cutting already low interest rates Beijing has focused on channeling spending to areas considered to be high priorities such as high-tech industries. The government reported Monday that factory output fell 5.6% in May from the year before, slowing from 6.7% in April, though analysts noted some impact due to more work days in this year compared with the year before. Property investments fell 10% year-on-year and home sales sank 30.5%, suggesting a raft of measures to try to turn around a real estate slump have yet to take hold. Home prices in major, so-called Tier 1 cities like Beijing and

Buying a home? The best home loan rates offered by banks, finance firms

Interest rates depend on a customer's creditworthiness, loan amount, professional background and other factors