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Loan foreclosure decoded: How it shapes your credit score and finances

The step will improve savings but impact on credit scores depends on the loan and the lender's rules

Loan foreclosure decoded: How it shapes your credit score and finances
Updated On : 24 Sep 2025 | 3:57 PM IST

Loan recovery gets an AI push as major banks deploy virtual agents

The AI avatars, often designed to appear in sharp business attire, adopt a firm tone and use legal language to nudge customers into making repayments during the call

Loan recovery gets an AI push as major banks deploy virtual agents
Updated On : 22 Sep 2025 | 9:24 AM IST

More than CIBIL: What lenders really check before clearing your loan

A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan

More than CIBIL: What lenders really check before clearing your loan
Updated On : 03 Sep 2025 | 4:33 PM IST

Credit growth dips sharply in June as farm, NBFC offtake weakens: RBI

The pace of credit growth on a Y-o-Y basis in retail and industrial credit also moderated in June 2025, Reserve Bank of India (RBI) data showed

Credit growth dips sharply in June as farm, NBFC offtake weakens: RBI
Updated On : 31 Jul 2025 | 9:14 PM IST

Lenders saw muted demand across sectors in the 2024 festive season

The leading contributing factors were the lack of softened interest rates, increase in risk weights on unsecured loans, and broader macroeconomic challenges

Lenders saw muted demand across sectors in the 2024 festive season
Updated On : 18 Apr 2025 | 4:10 PM IST

Tips to Reduce Home Loan Interest Rate

Take advantage of effective strategies to reduce home loan interest rates on monthly payments. Explore some simple tips to stay aware of how to reduce your EMIs.

Tips to Reduce Home Loan Interest Rate
Updated On : 27 Feb 2025 | 5:37 PM IST