Page 17 - Personal Finance

Debt MF outlook: Divide portfolio between long- and low-duration funds

The Indian economy requires rate cuts and a supportive monetary policy to sustain growth, which is slowing

Angel One Mutual Fund launches Angel One Nifty Total Market ETF; details

Angel One Mutual Fund has launched its Angel One Nifty Total Market ETF, an open-ended exchange-traded fund. Check the details here

Give retirees the choice of variable annuities to hedge against inflation

Truth be told, the government can also benefit from a successful variable PPP. If private-sector employees adopt it, government employees could follow

Health insurance for senior citizens is expensive: Here's what they must do

Those who find premiums unaffordable should go for a plan with deductibles

Key information about health insurance plans compiled in one table

Know about eligibility, key features, premium amount, benefits and discounts

Updated income-tax return: Ensure accuracy as revisions are not permitted

Only those with additional tax to pay can file an updated return

Money changes in February: Impact on UPI, credit cards & other transactions

Key financial changes in February include updates to UPI, credit card terms, savings account rules, and more

Budget 2025: Spend some, use rest to retire debt and secure long-term goals

A few instruments, which offer tax deduction, remain relevant even for taxpayers in the new regime

Consumer protection: Hotel to face action over swimming pool death

The National Commission concluded that the absence of the attendant and the failure to attempt rescue and revive Neeraj constituted a breach of duty and negligence

Ulips post-Budget: Assess suitability, examine costs before investing

Investors prioritising liquidity and flexibility should stick to a term plan-MF combo

Budget 2025: Tax-free income limit under new regime rises to Rs 12 lakh

Old tax system remains unchanged

Budget 2025: Relief on 2 self-occupied properties, without riders

Annual limit of Rs 2.4 lakh for TDS on rent increased to Rs 6 lakh

Personal finance and Budget 2025: Key strategies for smart planning

Smart planning can help individuals maximise benefits and achieve long-term financial goals, say experts

Here's how income tax rate tweaks will boost middle class spending

India's economic growth is expected to slow to a four-year low this fiscal year due to weak demand, particularly in urban areas where the cost of living has soared

Understanding Budget documents: Identify changes relevant to your finances

The July 2024 Budget changed little for taxpayers, heightening expectations for relief this year

What is credit card swipe charge: How it impacts merchants and consumers

Consumers should be aware of how these charges shape product prices and payment options

Claiming health insurance from multiple companies: How to do that

Subscribing to multiple companies helps people whose single policy's sum insured is insufficient to cover the full cost of medical treatment

Feeling guilty about those French fries? Air fryers offer a healthy way out

Quickly catching on in Indian kitchens, the air fryer is a healthier option to typically oily and calorie-rich Indian foods

How two Indians tried to enter the UK with fake work visas and got caught

India has seen a sharp increase in immigration fraud, with dishonest agents exploiting those hoping to study, work, or settle abroad

UPI credit cards: Track spending as frequent small txn can strain budget

Security-related precautions for UPI-enabled credit cards are similar to those for standard UPI payments