Page 17 - Personal Finance

How inflation shrinks your retirement corpus & ways to tackle it?

To beat inflation one construct the portfolio in a manner which proper debt to equity mix to beat inflation

Does having SIP date make any difference to the long-term wealth creation?

Experts suggest rather than chasing the perfect entry point, investors should focus on staying invested, increasing contributions over time, and sticking to their financial goals

Income-Tax Bill 2025: File tax return by due date to be eligible for refund

Deductions related to salary, including standard deduction and leave encashment, are now grouped under a single clause

CBDT introduces self-help tool to provide instant answers to I-T bill 2025

The tool provides a comprehensive mapping of the parts from the old and new tax legislation

45% of young Indians prefer stocks as primary investment choice: Survey

The survey found that 68% of respondents now prefer using digital platforms for their investment needs

EPF is in urgent need of an overhaul for flexibility and portability

Employees must be allowed to pause or reduce ontributions, and the promised portability between EPF and NPS should be enabled

Want to start Rs 250 JanNivesh SIP? Know where your money is invested

The money collected through JanNivesh SIP will be invested by SBI Mutual Fund in the SBI Balanced Advantage Fund

PNB ONE to Axis mobile: Top banking apps to manage & secure your finances

Apps have services to pay bills, make investments and even purchase loans

Dividend yield funds: For risk-averse investors seeking lower volatility

The dividend yield acts as a cushion that prevents stocks from falling further

Maternity coverage a crucial part of health insurance for younger women

With each delivery costing Rs 50,000 - Rs 2.5 lakh, maternity coverage is key in such plans, besides reproductive health issues, menopause, and women-specific diseases

NPCI warns against call merging scam: How to remain protected

Always exercise caution when asked to merge calls, especially if the request comes from an unknown source

What should retired people do during market downturns?

With proper planning and a balanced approach, Indian retirees can maintain their lifestyle and financial security even during challenging market conditions, expert says

Check out the best life insurance premium rates before tax filing season

Here are the best premium rates offered by various insurance companies for a life insurance plan

Declutter your home efficiently without resorting to the Marie Kondo way

One of the biggest issues in most households is storage. Here is a lowdown on some clever solutions to maximise space and minimise clutter in your house

New India Co-op Bank crisis: Higher returns come with greater risk

Many cooperative banks fall prey to political interference, unreliable accounting practices, loan evergreening, and frauds

Canada Express Entry: 646 foreigners invited to work & settle in a province

Since the start of 2025, IRCC has focused its Express Entry draws on either PNP or CEC candidates

Arbitrage funds beat bank FDs with higher returns amid market volatility

Amid continuous market volatility, arbitrage funds have surpassed public bank fixed deposits (FDs) in terms of one-year returns

UK skilled worker visa has interesting roles like canine beauticians & DJ

Between 2021 and March 2024, a total of 334 skilled worker visas were granted for occupations in animal care services, including roles like dog groomers, dog walkers and kennel assistants

Consumer protection: Flat sale to third party illegal if agreement valid

The State Commission found that termination of the agreement through a lawyer's notice was illegal; a registered agreement can only be annulled through another registered document

Purchasing term insurance: Choose a policy that balances coverage and price

CSR represents the percentage of claims settled by an insurer within a financial year