Page 30 - Personal Finance

Festival offers on home loans: Avoid teaser rates that reset after months

Compare offers from various lenders on criteria like interest rates, processing charges, tenure, discounts, repayment flexibility

Tax dept simplifies compounding offence process with lower penalties

New guidelines will help businesses, individuals in rectifying mistakes in taxation

100,000 Indian students can join AICTE's green internship programme

Under this initiative, selected interns will engage in transforming educational institutions into green campuses as part of their live projects

Insurance benefits for EPFO members extended up to Rs 7 lakh

Till April 2021, maximum benefits to legal heirs of a deceased employee was capped at Rs 6 lakh

Heart insurance claims double in 5 years; treatment costs surge 53%: Report

The cost of coronary artery bypass grafting (CABG) has risen from Rs 2.1 to Rs 4.2 lakh in 2018-2019 to Rs 3 to Rs 6 lakh in 2023-2024

Portugal golden visa applicants stuck in limbo, use legal options

Greece, Spain and Italy are among the other EU countries that offer golden visas to non-European nationals

Turkey to allow skilled workers 3-year permit exemption; Indians to gain

Indians should carefully consider the benefits against the higher living costs before planning to work in Turkey

Real deal about festival home loan offers; starting marathon running

This week we report about how to review a discount home loan and what you need to take up running

CBDT issues new form to give details on 'other taxes' paid by employees

Employees have to use Form 12BAA to report to employers any deductions from sources of income other than their salaries

Houses priced over Rs 4 crore see 38% sales spike, led by Delhi-NCR, Mumbai

Delhi-NCR, Mumbai, and Hyderabad led the charge, contributing nearly 90 per cent of the luxury housing sales across India's top seven cities

Company fixed deposit rates' terms, tenure explained in one table

Comprehensive insights on ratings and returns offered by various players over different horizons

Canada-India diplomatic row impact on immigration, visas, students: Decoded

The frosty ties have impacted diplomatic operations, with both countries reducing staff at their respective high commissions

Corporate bond funds: High credit quality, moderate duration risk

According to the Securities and Exchange Board of India (Sebi), corporate bond funds must allocate at least 80 per cent to corporate bonds rated AA-plus or higher

SBI short-term loan interest rates reduced as MCLR changed by 25 bps

The MCLR-based rates have been adjusted to fall within the range of 8.20% to 9.1%. The overnight MCLR is at 8.20%, while the rate for the one-month is reduced from 8.45% to 8.20%, a dip by 25 bps

New portal for filing I-T returns aims to simplify work for taxpayers

Before launching the new portal, the Income Tax Department is seeking feedback from the public and stakeholders

DA hiked by 3% for govt employees: Your take home salary explained

DA is provided to employees to offset the effects of inflation during a financial year and is calculated based on the All India Consumer Price Index (AICPI)

FD rates in October: 10 banks offer 7.5% & more interest for 3-year tenures

Now is the time to lock in high fixed deposit interest rates and secure your returns while you can

Crackdown on immigrants: Sweden offers Rs 28 lakh to foreigners to leave

Sweden is not alone in offering return grants to migrants. Several European nations have implemented similar measures, although the amounts vary significantly

Term insurance for self-employed: Get 10-15X cover, add premium waiver

Self-employed individuals often face hurdles in buying term insurance due to financial documentation that doesn't fully reflect their earnings. This complicates underwriting

Save up to Rs 1 lakh! Credit cards offer festive discounts and deals

BOBCARD's festive offers span e-commerce platforms, electronics, travel, and grocery shopping