Page 39 - Personal Finance
US extends work permit renewals to 540 days for immigrants: What this means
The proposed changes update employment rules for dependent spouses, increase flexibility for who resign, are terminated, or are religious workers awaiting visas or at the end of their stay
 "US extends work permit renewals to 540 days for immigrants: What this means")
Consider interest rate, collateral, cosigner terms when selecting lender
Indian students typically approach banks, NBFCs, and a few international lenders for foreign education loans
 "Consider interest rate, collateral, cosigner terms when selecting lender")
When is the right time to redeem your mutual funds?
It is crucial to regularly monitor your portfolio, as frequently as possible, to stay on top of its performance
 "When is the right time to redeem your mutual funds?")
How Canada, UK, Australia are souring Indians' foreign education plans
Now the environment for students planning to study abroad is changing rapidly, with visa approval rates declining and policies becoming more restrictive
 "How Canada, UK, Australia are souring Indians' foreign education plans")
Greek Golden Visa: Invest Rs 2.3 cr in startups for coveted EU residency
The Greek Golden Visa programme offers a pathway for non-EU nationals to gain permanent residency through investment
 "Greek Golden Visa: Invest Rs 2.3 cr in startups for coveted EU residency")
ACKO enters life insurance market with Flexi Term Life Insurance Plan
ACKO term life plan provides customers with flexibility by incorporating the changes in coverage amount or tenure as per the need
 "ACKO enters life insurance market with Flexi Term Life Insurance Plan")
Canada job market: Fewer opportunities for Indians as work limits tighten
According to data provided by IRCC to Business Standard, as of July 2024, 52,455 valid work permits were issued to Indian citizens under the TFW Programme
 "Canada job market: Fewer opportunities for Indians as work limits tighten")
Schengen transit visa a must for connecting flights via Europe: Here's why
Indian citizens generally need a Schengen transit visa if their flight has a layover in a Schengen country
 "Schengen transit visa a must for connecting flights via Europe: Here's why")
Usher in competition between EPF and NPS to boost formal job creation
The government needs to introduce competition between EPFO and NPS, and between ESIC and health insurance companies, while making contributions voluntary for low-paid workers
 "Usher in competition between EPF and NPS to boost formal job creation")
Flood insurance: How to protect your home and business from rising risks
How can you protect yourself if flooding is common where you live? The answer is insurance
 "Flood insurance: How to protect your home and business from rising risks")
Close irregular PPF accounts of minors, shift to MFs, long-term FDs
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
 "Close irregular PPF accounts of minors, shift to MFs, long-term FDs")
FD rates in September 2024: These 15 banks offer over 8% interest rates
Some of the banks providing these rates include NorthEast Small Finance Bank, Unity Small Finance Bank, RBL Bank, YES Bank and Deutsche Bank
 "FD rates in September 2024: These 15 banks offer over 8% interest rates")
US, China, Germany dominate $11.1 trn travel boom in 2024, India ranks 8th
According to WTTC estimates, one in every 10 dollars spent worldwide in 2024 will be on travel
 "US, China, Germany dominate $11.1 trn travel boom in 2024, India ranks 8th")
Portugal's Golden Visa: Invest up to Rs 7 cr for Schengen residency chance
If you're thinking about applying for Portugal's Golden Visa, the investment options vary, and your choice largely depends on your financial capacity and personal preferences
 "Portugal's Golden Visa: Invest up to Rs 7 cr for Schengen residency chance")
Simplify your DIY portfolio management with multi-asset fund of fund
The FoF fund manager picks multiple schemes, depending on the FoF's mandate
 "Simplify your DIY portfolio management with multi-asset fund of fund")
Canada to raise student work limit, but will 24 hrs be enough for Indians?
Indian students, who make up a large share of Canada's international student population, may find the cap less than satisfactory
 "Canada to raise student work limit, but will 24 hrs be enough for Indians?")
Study in the UK: Top universities, courses, and living costs explained
Which UK universities should you consider, what courses do they offer, and how much will it cost you to live there? Here's what you must know
 "Study in the UK: Top universities, courses, and living costs explained")
Top corporate FDs offering up to 8.7% rates in September 2024: Details here
Corporate FDs often offer 1-2% more than traditional bank FDs, depending on the company's credit rating and the tenure of the deposit
 "Top corporate FDs offering up to 8.7% rates in September 2024: Details here")
New Zealand grants part-time work rights to migrant school leavers from Oct
This plan, first announced in July 2024 by Immigration Minister Erica Stanford and now confirmed, aims to provide much-needed support for young migrants who have been unable to work under the current
 "New Zealand grants part-time work rights to migrant school leavers from Oct")
South Africa to offer 90-day visa waiver for Indian tourists from Jan 2025
South Africa will introduce the Trusted Tour Operator Scheme (TTOS) to simplify the entry process for Indian and Chinese tourists
 "South Africa to offer 90-day visa waiver for Indian tourists from Jan 2025")