Page 7 - Personal Finance

Go global to limit India-specific shocks, hedge currency risk

Limit global allocation to 10-15% initially, avoid chasing recent outperforming countries and themes

Use passive funds in portfolio for broad-based, low-cost, stable allocation

Avoid need to chop and change funds due to underperformance; supplement with active funds in satellite portion

Sectoral ETFs: Invest if you anticipate turnaround in beaten-down sector

Avoid behavioural error of entering near cyclical peak and exiting around bottom

Every breath you take: How air purifiers have become critical in households

Once a winter luxury for those with respiratory issues, air purifiers are now a fixture in most households, particularly in the NCR region, thanks to ever-increasing levels of air pollution

World Savings Day: Save and invest before you spend, automate the process

Do financial planning to determine whether you are investing enough to meet your goals

Canada pension fund to boost India investments after portfolio tops $22 bn

Canada Pension Plan Investment Board CEO Graham said India's economic growth rate and strong public markets are some of the 'positive factors' going well for the country now

Vehicle ownership transfer: Hand over only after submitting Form 29

Seller must ensure the vehicle remains insured during ownership transfer so that any liability is borne by the insurer, as per the Himachal Pradesh High Court ruling

Think you've lost old shares or dividends? IEPF portal can help you reclaim

Forgotten shares or dividends? Here's step by step process to reclaim them easily via the IEPF portal

Bank nomination rules amended to align with will, avoid disputes

For deposits, nominee shares should mirror the division in the will; for lockers, the order should match the will

Gold loan or gold overdraft? Know the smarter way to borrow against gold

Gold loans offer structure, overdrafts offer flexibility. Here's how to pick the smarter way to borrow against your gold.

Buy Now, Pay Later: Limit instalments to 10-15% of income, restrict usage

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

MAAFs: Rebalance if allocation in portfolio has drifted significantly

Continue SIP if the fund has maintained its strategy and performance consistency, and continues to suit your goals

BNPL: Limit instalments to 10-15% of income and restrict usage to two plans

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

When your phone falls off a moving train, here's how to respond

Follow these steps to report it and increase your chances of recovery safely and quickly

Fund review: DSP Large & Mid Cap Fund

Fund review: DSP Large & Mid Cap Fund

Reimagining the trousseau: Tradition makes way for practicality, identity

From metallic pastels to heirloom Banarasis, India's 2025 bridal couture blends legacy with lightness as brides look to stamp their own identity on their wedding outfits

Lost money in a credit card fraud? How to raise a dispute and recover it

Step-by-step guide to protecting your money from fraudulent charges

Occupancy certificate delay: Buyers entitled to refund with interest

Buyers should turn to RERA or consumer forum to seek redress

Think your health plan is enough? CA lists 3 must-have add-ons

Simply having health insurance isn't enough. CA breaks down three add-ons that can protect your finances from surprise medical costs.

Buy gold ETF with low tracking error and expense ratio, high liquidity

Bulk of gold investment for investment purpose should be through ETFs; limit jewellery purchase to personal use