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Retail Borrowers

Borrowers with microfinance, retail overlap have higher delinquency: CRIF

The report highlighted that borrowers with an overlap of microfinance and retail loans exhibited higher delinquency rates compared to those with only microfinance loans.

Borrowers with microfinance, retail overlap have higher delinquency: CRIF
Updated On : 09 Jan 2025 | 12:32 AM IST

Insurers to invest more in private credit market: Moody's Ratings report

In a survey this week of the world's largest insurers, Moody's found that nearly 80% of respondents planned to increase their holdings in at least one class of private credit

Insurers to invest more in private credit market: Moody's Ratings report
Updated On : 07 Jun 2024 | 8:40 AM IST

Hear borrowers before declaring accounts 'fraud': Supreme Court

Bench of CJI D Y Chandrachud and Justice Hima Kohli upholds Telangana HC decision of 2020, sets aside Gujarat HC ruling in this regard; opportunity for hearing not necessary ahead of FIR

Hear borrowers before declaring accounts 'fraud': Supreme Court
Updated On : 27 Mar 2023 | 11:00 PM IST

Subprime borrowers must keep credit utilisation ratio under check

They must also avoid applying for too many loans within a short span

Subprime borrowers must keep credit utilisation ratio under check
Updated On : 25 Oct 2022 | 5:21 PM IST

Women borrowers' tally grows at CAGR of 19% in 5 yrs; men at 14%: CIBIL

Credit penetration for women (percentage of borrowers to total adult population) has improved to 12% in 2021 from 6% in 2016.

Women borrowers' tally grows at CAGR of 19% in 5 yrs; men at 14%: CIBIL
Updated On : 08 Mar 2022 | 12:30 AM IST

After big-ticket recoveries, SBI turns to MSME and retail borrowers

According to SBI, at least 30-40 per cent of people pay following a call

After big-ticket recoveries, SBI turns to MSME and retail borrowers
Updated On : 23 Nov 2021 | 6:04 AM IST

FIDC seeks loan recast for its retail borrowers as second wave wreaks havoc

In letter to RBI, requests this be done irrespective of whether such accounts have been restructured on earlier occasions

FIDC seeks loan recast for its retail borrowers as second wave wreaks havoc
Updated On : 27 Apr 2021 | 3:08 PM IST

Retail loans may rise as banks go slow on big-ticket corporate debt

But increase may be lower than what it was earlier

Retail loans may rise as banks go slow on big-ticket corporate debt
Updated On : 14 Dec 2020 | 6:05 AM IST

Borrowers seeking debt resolution can make a request by December 31: RBI

For personal loans, the resolution plan is to be implemented within 90 days from the date of invocation

Borrowers seeking debt resolution can make a request by December 31: RBI
Updated On : 12 Dec 2020 | 5:27 PM IST

Two out of three borrowers unaware of their CIBIL score: Report

The CIBIL score is an indicator of credit worthiness.

Two out of three borrowers unaware of their CIBIL score: Report
Updated On : 03 Dec 2020 | 5:30 PM IST

Simple interest accumulated during moratorium remains the bigger concern

Since simple interest keeps accumulating, your outstanding at the end of the moratorium will be higher than at the start

Simple interest accumulated during moratorium remains the bigger concern
Updated On : 06 Oct 2020 | 12:53 AM IST

Banks may recast Rs 2-trillion loans, says SBI chairman Rajnish Kumar

India Ratings had earlier said banks may have to restructure loans worth Rs 8.4 trillion

Banks may recast Rs 2-trillion loans, says SBI chairman Rajnish Kumar
Updated On : 23 Sep 2020 | 1:05 AM IST

Life after moratorium, for banks and borrowers

There are enough filters in the Covid-19 loan restructuring scheme to prevent misuse, but is it a tool to delay the growth in banks' bad loans? We will know after two years

Life after moratorium, for banks and borrowers
Updated On : 06 Sep 2020 | 10:12 PM IST

Financially stressed due to Covid-19? You may find it hard to get loan

Lenders are treading cautiously, and in some cases even cancelling previously sanctioned or pre-approved loans

Financially stressed due to Covid-19? You may find it hard to get loan
Updated On : 09 Jun 2020 | 1:31 AM IST

EMI moratorium: No big gains for borrowers, banks to charge interest later

Experts feel that the three-month moratorium on repayment on loans to help people fight the impact of coronavirus seems to be benefiting banks rather than borrowers

EMI moratorium: No big gains for borrowers, banks to charge interest later
Updated On : 01 Apr 2020 | 9:41 PM IST

PSU banks disburse record Rs 2.52 trn loans in Oct, says Finance Ministry

An amount of Rs 1.05 lakh crore was fresh lending, the Department Financial Services said in a statement.

PSU banks disburse record Rs 2.52 trn loans in Oct, says Finance Ministry
Updated On : 21 Nov 2019 | 7:27 PM IST

How RBI's decision on floating rates will give relief to retail borrowers

With the RBI deciding to link all new floating rate loans to an external benchmark, there will be more transparency

How RBI's decision on floating rates will give relief to retail borrowers
Updated On : 06 Dec 2018 | 8:53 AM IST