Page 2 - Unsecured Bank Loans

Aim to strike balance between secured, unsecured loans: Ujjivan SFB CEO

'The retail deposit mobilisation is our focus right now. We'd like to grow the retail base - all our branches are working towards it'

What are the different types of loans?

According to the RBI, banks have written off over Rs 2 lakh crore of bad loans in the fiscal ended March 2021. Find out more about the types of loans and when they are categorised as bad

Performance of unsecured loans worsening, says India Ratings report

For secured asset classes, the agency said, it has a stable performance outlook given the recovery in the economy in FY22

Unsecured loans come back to haunt private banks after 13-year gap

ICICI Bank, Axis, among others see rise 'proforma' slippages in Q3

Retail and SME loans set for litmus test in 2021 as stress levels may rise

Little leeway on pricing and asset quality at a tricky level could places both segments in a tight spot

Covid-19 impact: Consumer lending may be most disrupted by lockdown

Categorised as unsecured loans, these will feel the brunt of weak demand and income disruption of borrowers

Bad credit score: Millennials spawning next wave of NPAs for banks?

The number of millennials opting for a new loan grew 58 per cent as against a 14 per cent growth in the non-millennial segment

Banks' unsecured loan rise 4 times the credit during last 3 yrs: Report

As of March 2018, outstanding unsecured loans stood at around Rs 5 trillion, accounting for 26 per cent of retail lending, compared to 21 per cent three years ago