Crypto boom or risk trap? Experts explain what young investors need to know

Young investors should understand how cryptocurrencies work, what gives them value and how much they can afford to lose before investing, according to experts speaking at the Business Standard Smart Investor Arena 2026. Following online tips or chasing tokens on the promise of quick gains can expose inexperienced investors to risks they may not fully understand, they said. Speaking at a session titled The Gen Z Portfolio: Does Crypto Still Deserve a Seat at the Table?, SB Seker, head of Asia-Pacific at Binance, and Vimal Sagar Tiwari, co-founder of CoinSwitch, urged young people to prioritise education and independent research over speculation.