Page 30 - Latest Updates on Reserve Bank of India
IBC drives major behavioural shift in corporate credit culture: IIM-B study
The study is based on the comprehensive draws on a wide dataset covering corporate insolvency resolution proceedings sourced from the Insolvency and Bankruptcy Board of India
 "IBC drives major behavioural shift in corporate credit culture: IIM-B study")
Lenders told to monitor gold loan portfolios, ensure checks in place: RBI
RBI urges banks and NBFCs to improve gold loan oversight, citing lapses in LTV monitoring, risk assessment, and auction transparency in its annual report
 "Lenders told to monitor gold loan portfolios, ensure checks in place: RBI")
Insured deposits rise 7% to ₹96.7 trillion as of Sept 2024: RBI report
RBI annual report shows insured deposits rose to ₹96.7 trillion with 97.7% of accounts covered; DIF grew 15.2% while ₹476 crore in claims was settled in FY25
 "Insured deposits rise 7% to ₹96.7 trillion as of Sept 2024: RBI report")
Corp bond secondary mkt daily turnover grows around 2K-cr in FY25: RBI
Corporate bond yields declined in FY25 but lagged G-sec yields, widening spreads; private placements led issuances and FPI limit usage dipped slightly, shows the RBI report
 "Corp bond secondary mkt daily turnover grows around 2K-cr in FY25: RBI")
Disinflation path clouded by geopolitical, trade, weather volatility: RBI
CPI inflation dropped to 3.16% in April 2025, its lowest since July 2019, but the RBI warns of uncertainties from global conflicts, trade shifts and weather conditions
RBI to continue with supervisory measures for early risk identification
The central bank would also focus on enhancing cyber resilience and capabilities of Supervised Entities (SEs) by implementing the recommendations of the inter-regulatory Working Group
 "RBI to continue with supervisory measures for early risk identification")
Currency printing expenditure rises 25% to ₹6,372.8 cr in FY25: RBI
The value and volume of banknotes in circulation increased by 6 per cent and 5.6 per cent, respectively, during 2024-25
RBI's net income rises 27.5% to ₹2.69 trillion in FY25 on forex gains
The size of the RBI's balance sheet increased by 8.2 per cent to Rs 76.25 trillion
 "RBI's net income rises 27.5% to ₹2.69 trillion in FY25 on forex gains")
Greater confidence of inflation aligning with target over 12 months: RBI
Central bank's outlook for the Indian economy remains promising in 2025-26, supported by revival in consumption demand, government capex
 "Greater confidence of inflation aligning with target over 12 months: RBI")
RBI to cut rates by 25 bps on June 6, then once more in August: Poll
Rates could drop more than what economists are currently expecting if a trade deal with the US fails to materialise
PayPal receives RBI nod to operate as cross-border payment aggregator
This marks a key milestone in PayPal's operations in India and its continued support for Indian small businesses
 "PayPal receives RBI nod to operate as cross-border payment aggregator")
RBI's wider risk buffer range aimed at flexibility in times of uncertainty
RBI revises CRB range to 4.5-7.5% under updated ECF, giving it flexibility to manage surplus transfers and avoid large fiscal shocks in volatile conditions
 "RBI's wider risk buffer range aimed at flexibility in times of uncertainty")
Datanomics: Govt finances get a cushion from RBI, more needed for stability
Defence expenditure was pegged at 1.4 per cent of GDP in the Budget for 2025-26 but it may widen, depending on tensions between India and Pakistan
 "Datanomics: Govt finances get a cushion from RBI, more needed for stability")
NFRA gets IndusInd Bank complaint; in talks with RBI to avoid probe overlap
The authority, however, is in talks with the Reserve Bank of India (RBI) to cross-check the investigations, including a forensic audit, that the central bank has conducted so far to avoid duplication
 "NFRA gets IndusInd Bank complaint; in talks with RBI to avoid probe overlap")
RBI's ₹2.69 trillion dividend to govt: Where does its money come from?
RBI's record dividend this year is driven by dollar sales, rupee asset earnings, and tweaks to the Jalan panel formula, giving the govt more fiscal room
 "RBI's ₹2.69 trillion dividend to govt: Where does its money come from?")
RBI plans to seek approval for overseas rupee lending to neighbours
According to Ministry of Commerce data, 90 per cent of India's exports to South Asia were to these four nations in 2024/25, amounting to nearly $25 billion
 "RBI plans to seek approval for overseas rupee lending to neighbours")
India GDP growth likely picked up in Q4 on strong rural spending: Poll
Without stronger domestic demand, GDP growth will continue to rely heavily on government spending, as it has for years
 "India GDP growth likely picked up in Q4 on strong rural spending: Poll")
Currency gains: Why increasing the risk buffer is a prudent move
The RBI has been generating higher surpluses on account of, among other things, higher interest income and foreign-exchange gains
 "Currency gains: Why increasing the risk buffer is a prudent move")
Deposit insurance cap hike likely soon, may go beyond ₹5 lakh in 6 months
The deposit insurance limit refers to the amount of savings in bank deposits whose safety is assured if a lender goes bankrupt
 "Deposit insurance cap hike likely soon, may go beyond ₹5 lakh in 6 months")
RBI dividend may cut fiscal deficit to 4.2% of GDP in FY26: SBI report
SBI says higher-than-budgeted dividend from RBI gives government room to lower FY26 fiscal deficit to 4.2 per cent of GDP or increase spending in key areas, amid strong liquidity and BoP outlook
 "RBI dividend may cut fiscal deficit to 4.2% of GDP in FY26: SBI report")