Opinion
For savings, the risk of default or malfeasance is borne by the vulnerable customer and, therefore, the regulator is cautious in allowing any latitude in experiments with savings products
 "M S Sriram")
 "SAVINGS, POOR")
 "TNC Rajagopalan")
 "Debashis Basu")
 "Shailaja Lall")
 "Jehangir B Gai")
 "Tamal Bandyopadhyay")
 "Shekhar Gupta")
 "Shyam Saran")
 "Mihir S Sharma")
 "Business Standard Editorial Comment")
More on Opinion
India-UK origin rules trust exporters; subject to verification later
India-UK FTA origin rules require exporters and importers to ensure strict compliance with sourcing, documentation and certification to claim tariff benefits
 "India-UK origin rules trust exporters; subject to verification later")
The missing human growth factor: Bridging India's human-capital deficit
Human capital - not geography, culture or natural resources - now explains why some nations become wealthy while others remain stagnant
 "The missing human growth factor: Bridging India's human-capital deficit")
The poor's savings: The next frontier for NPCI and RBI Innovation Hub
For savings, the risk of default or malfeasance is borne by the vulnerable customer and, therefore, the regulator is cautious in allowing any latitude in experiments with savings products
 "The poor's savings: The next frontier for NPCI and RBI Innovation Hub")
What's next for insurance after 100% FDI: Governance challenges ahead
India's 100% FDI regime for insurance opens the sector to global players, but faster approvals, stronger oversight and AI safeguards will determine its long-term success
 "What's next for insurance after 100% FDI: Governance challenges ahead")
Indo-Pacific push: Modi's 3-nation visit strengthened geostrategic doctrine
The three-nation visit offered a coherent articulation of New Delhi's geostrategic aims at a time when trade and political relations with the US remain unpredictable
 "Indo-Pacific push: Modi's 3-nation visit strengthened geostrategic doctrine")
Boosting manufacturing: Lower import barriers will increase exports
While the decision on duty exemption must be welcomed, the end date underlines India's inherent reluctance in liberalising imports
 "Boosting manufacturing: Lower import barriers will increase exports")
Film celebrity held liable for no-show at event, ordered to refund fee
The actress failed to appear at the event, ruining the well-planned programme that had generated considerable expectations
 "Film celebrity held liable for no-show at event, ordered to refund fee")
Talent crunch: Why are there so few takers for top jobs in banks?
There are two key issues behind this phenomenon. The RBI and the government can solve this in a jiffy
 "Talent crunch: Why are there so few takers for top jobs in banks?")
How the controversy over 'Satluj' could reshape Punjab's electoral politics
The Diljit Dosanjh-starrer Satluj doesn't blame any political party or individual politicians. We only know the demographic in Punjab it's bound to trigger the most
 "How the controversy over 'Satluj' could reshape Punjab's electoral politics")
Best of BS Opinion: Does the world need an international anti-ecocide law?
Today's opinions examine environmental destruction in war, the strategic race for frontier AI and the lessons India can draw from Brazil's ethanol transition.
 "Best of BS Opinion: Does the world need an international anti-ecocide law?")
Should the world adopt a law to recognise ecocide as a global crime?
From the Vietnam War to the crisis in West Asia, the environment is no longer just collateral damage. It is becoming a target in its own right
 "Should the world adopt a law to recognise ecocide as a global crime?")
AI export curbs blur the line between security and mercantilism
Are restrictions on frontier models really driven by national-security concerns?
 "AI export curbs blur the line between security and mercantilism")
Brazil's ethanol journey offers India both lessons and cautionary tales
Brazil avoided it, but India seems to be rushing through the ethanol transition at consumers' expense viewpoint
 "Brazil's ethanol journey offers India both lessons and cautionary tales")
The politics of image: How the World Cup became a battlefield of symbols
As several scholars have written, a symbol has language. But a symbol also has multivale¬n¬ce. It can mean many things at the same time
 "The politics of image: How the World Cup became a battlefield of symbols")
States' fiscal realities vary widely as debt, revenue and capex diverge
Revenue gaps and structural spending imbalances weigh on their finances, squeezing crucial infrastructure growth
 "States' fiscal realities vary widely as debt, revenue and capex diverge")
For India's urban rejuvenation, the case for practical, scalable fixes
Skipping the ideal and pushing doable urban reforms immediately is key to reviving India's sputtering city growth engines
 "For India's urban rejuvenation, the case for practical, scalable fixes")
Social welfare spending is improving quality of lives across states
Devolved funds and tailored welfare schemes empower grassroots development, lifting poor families and driving rural equality
 "Social welfare spending is improving quality of lives across states")
State legislatures shape the destiny of people; they must act like it
They handle Budgets and laws, but their dismal sitting days shows a lack of debate & scrutiny
 "State legislatures shape the destiny of people; they must act like it")
16th Finance Commission's balance and tilt in Centre-state fiscal ties
The 16th Finance Commission tilts Centre-state fiscal ties by retaining 41% tax devolution while ending revenue deficit grants, raising concerns over fiscal balance
 "16th Finance Commission's balance and tilt in Centre-state fiscal ties")
Population debate needs nuance, not panic over India's fertility shift
India's falling fertility calls for region-specific, rights-based policies-not a shift from population-control fears to pro-birth alarmism
 "Population debate needs nuance, not panic over India's fertility shift")