Sanjay Kumar

Instead of hiking allocation steeply or exiting these funds altogether after the recent run-up, go for partial rebalancing

In the tax return forms, more data will come pre-filled, but it should be verified against your own records to avoid mismatches

IT funds have declined sharply amid AI-led disruption fears. Experts advise investors to avoid panic exits or aggressive dip-buying and adopt a staggered approach

Instead of chasing high prices, new investors must enter through systematic investment plans with a horizon of five years

Why linear careers deliver promotions, titles, money, and prestige - but often at the cost of curiosity, learning, and adaptability

Debt-oriented fund-of-funds, like income-plus-arbitrage funds and arbitrage funds are good options for debt fund investors

Balanced Advantage Funds have had a weak year, but advisors warn against knee-jerk exits, saying investors should stay invested unless a fund persistently lags peers and benchmarks

People, says Mr Housel, rarely make grave spending mistakes when trying to meet basic needs. Misjudgments arise once they graduate to the realm of discretionary spending

Do financial planning to determine whether you are investing enough to meet your goals

Instead of falling prey to FOMO and diving in headlong, new investors should enter gradually and with a long horizon

Why for beginners financial independence is less about picking the right stocks and more about avoiding mistakes early on

Before investing, check the proportion of A1+ holdings and their composition

Those holding crypto keys in a cold wallet must store seed phrases offline in a secure location

It is hard to fathom how any organisation could build a sustainable business by offering high-quality products at affordable prices, but many have done just that. H.I.T. Investing tells their stories

Fund houses have launched debt-arbitrage FoFs to attract investors in higher tax brackets

Loans from registered NBFCs or banks come with a key fact statement (KFS), a sanction letter, and a loan agreement detailing all costs

Learn who gets the insurance proceeds if the policyholder and the nominee both pass away in an accident

Estimate your annual OPD expenses to decide suitable sum insured

Give equal weight to safety so that you avoid loss of capital in your fixed-income portfolio

Borrowers can maximise savings when interest rates fall by retaining their EMI and reducing tenure, while also benefiting from repo-linked loans and selective prepayments