Tamal Bandyopadhyay

The RBI under him prizes stability, yet remains open to reform. The onus is on the banking industry to prove it deserves Malhotra's trust

If inflation undershoots RBI projections and growth faces roadblocks from trade barriers and geopolitics, another 25-bps rate cut will not be a surprise

With inflation at a record low of 0.25% and robust GDP growth, the RBI faces a close call between supporting the economy and a weakening rupee

As a group, the PSBs showed better growth both in advances and deposits compared with their private peers. Will they be able to keep the momentum going and grow their market share?

The Reserve Bank of India has already put in place a detailed fraud risk management framework for all regulated entities

As deposit growth lags credit expansion, Indian banks face shrinking low-cost Casa inflows, rising funding costs, and structural shifts driven by UPI, e-Kuber, and digital savings trends

At this juncture, allowing higher foreign stake in PSBs is the right call. It will help them increase capital and scale up business

IRDAI chief outlines priorities on GST reforms, capital efficiency, Bima Sugam rollout, and risk-based supervision, promising orderly growth and stronger policyholder protection

The move is towards opening up the sector, but selectively, with regulatory scrutiny and special approval

Yes, they can. But to make the experiment successful, the government must have patience

Opening top positions at public sector banks for private candidates is a welcome move. Delinking their salary from the IAS is the next logical step

Rankings based on redressal of customer complaints are finally making banks and insurance companies realise the importance of customers service

But not too many will be surprised if RBI Governor Sanjay Malhotra plays the Santa Claus in December, bringing an early Christmas

RBI will pare CPI inflation projection again, but might not change growth estimate for now; dovish undertone likely

What NSE and BSE are to the equity market, CCIL is far more than that for the govt bond, foreign exchange and OTC derivative markets

The banking sector's good run continues, but there are challenges, both on asset and liabilities turf

Initiative should not only be seen as a financial project but a way to build citizens' trust in the banking system

Despite a 1 percentage point rate cut, bond yields have been rising, and the spread between government securities and SDL as well as corporate papers is widening

The number of accounts alone doesn't tell the real story: 66.75% are in rural and semi-urban India, and 55.70% belong to women

Karnataka Bank was founded by a group of agriculturists, lawyers and businessmen, led by BR Vysaray Achar, to promote economic development in the South Canara region. It has no identified promoter