Tamal Bandyopadhyay
 "Tamal Bandyopadhyay")
Tamal Bandyopadhyay
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
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Wave of liberalisation sweeps banking industry as RBI eases rules
But not too many will be surprised if RBI Governor Sanjay Malhotra plays the Santa Claus in December, bringing an early Christmas
 "Wave of liberalisation sweeps banking industry as RBI eases rules")
Rate cut could be a close call as RBI eyes lower CPI, steady growth view
RBI will pare CPI inflation projection again, but might not change growth estimate for now; dovish undertone likely
CCIL: Taking govt bond and foreign exchange markets to the masses
What NSE and BSE are to the equity market, CCIL is far more than that for the govt bond, foreign exchange and OTC derivative markets
 "CCIL: Taking govt bond and foreign exchange markets to the masses")
PSBs outperform private peers again, but sector challenges remain
The banking sector's good run continues, but there are challenges, both on asset and liabilities turf
 "PSBs outperform private peers again, but sector challenges remain")
Rebuilding trust: Banks no longer 'deaf' to unclaimed depositors' voice
Initiative should not only be seen as a financial project but a way to build citizens' trust in the banking system
 "Rebuilding trust: Banks no longer 'deaf' to unclaimed depositors' voice")
Monetary transmission of a different kind: Road map for borrowing success
Despite a 1 percentage point rate cut, bond yields have been rising, and the spread between government securities and SDL as well as corporate papers is widening
The first decade of PMJDY: A catalyst for financial inclusion in India
The number of accounts alone doesn't tell the real story: 66.75% are in rural and semi-urban India, and 55.70% belong to women
 "The first decade of PMJDY: A catalyst for financial inclusion in India")
The Karnataka Bank saga: A clash of egos and cultures in old private banks
Karnataka Bank was founded by a group of agriculturists, lawyers and businessmen, led by BR Vysaray Achar, to promote economic development in the South Canara region. It has no identified promoter
 "The Karnataka Bank saga: A clash of egos and cultures in old private banks")
MFI industry's new challenge: Funds needed to survive, banks must act
The sector is ready to make amends, but it needs money to remain in business. If banks don't loosen the purse strings, things will worsen
 "MFI industry's new challenge: Funds needed to survive, banks must act")
Status quo on policy: Is this the end of the Reserve Bank's easing cycle?
With the rise in inflation from the fourth quarter, possibility of another rate cut uncertain, unless growth plays spoilsport
 "Status quo on policy: Is this the end of the Reserve Bank's easing cycle?")
Rate cut? Status quo likely in Aug monetary policy despite inflation dip
RBI set to lower inflation projection, but GDP growth estimate and policy stance may remain unchanged
The death of a banker: Navigating unbearable pressure and expectations
When targets are overwhelming, senior management and customers are both impatient, and there is constant fear, not every banker has the resilience to survive and thrive
 "The death of a banker: Navigating unbearable pressure and expectations")
How much liquidity does RBI want: Appropriate, adequate, or abundant?
Liquidity in the system had a deficit of Rs 2.4 trillion towards the end of the last financial year (on March 23); it is now in surplus of around Rs 3 trillion
 "How much liquidity does RBI want: Appropriate, adequate, or abundant?")
The curious case of demotion of executive director at a public-sector bank
If someone is deemed unfit for the ED post, can that person be considered fit to be a general manager?
 "The curious case of demotion of executive director at a public-sector bank")
Players on the payments turf: UPI, AePS, PPIs boost digital outreach
UPI and AePs together have changed India's payments landscape. AePS's playing field is rural and semi-urban India
 "Players on the payments turf: UPI, AePS, PPIs boost digital outreach")
SBI at 70: A legacy institution that mirrors India's economic rise
Who says the elephant can't dance? The theme that runs through the bank's 70-year life is its willingness to change in sync with time
 "SBI at 70: A legacy institution that mirrors India's economic rise")
Good show by banks as most register a rise in profit, but challenges ahead
Overall, public sector banks have put up a better show than private banks on most parameters
 "Good show by banks as most register a rise in profit, but challenges ahead")
What works in central banking? Striking a balance between talk and action
The latest monetary policy has also gone for a 50-basis-point rate cut, double the anticipated reduction
 "What works in central banking? Striking a balance between talk and action")
Vigilance scrutiny: 'Sword of Damocles' for public-sector bankers
The word 'vigilance' is a dreaded term for PSB employees, and there are instances of this fear being misused by the higher authorities
 "Vigilance scrutiny: 'Sword of Damocles' for public-sector bankers")
RBI monetary policy: Repo rate cut brings early Diwali cheer for consumers
The RBI reduced the policy repo rate for a third successive time, which was widely expected