Tamal Bandyopadhyay
 "Tamal Bandyopadhyay")
Tamal Bandyopadhyay
Tamal Bandyopadhyay is an Indian business journalist, known for his weekly column on banking and finance ‘Banker’s Trust’ published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was an adviser at Bandhan Bank Ltd from August 2014 till October 2018. His latest book is Roller Coaster: An Affair with Banking. A student of English Literature (a postgraduate from the University of Calcutta), Bandyopadhyay began his career in journalism as a trainee journalist with The Times of India, in Mumbai in 1985.
Tamal Bandyopadhyay is an Indian business journalist, known for his weekly column on banking and finance ‘Banker’s Trust’ published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was an adviser at Bandhan Bank Ltd from August 2014 till October 2018. His latest book is Roller Coaster: An Affair with Banking. A student of English Literature (a postgraduate from the University of Calcutta), Bandyopadhyay began his career in journalism as a trainee journalist with The Times of India, in Mumbai in 1985.
Page 2 - Tamal Bandyopadhyay
Rate cut? Status quo likely in Aug monetary policy despite inflation dip
RBI set to lower inflation projection, but GDP growth estimate and policy stance may remain unchanged
 "Rate cut? Status quo likely in Aug monetary policy despite inflation dip")
The death of a banker: Navigating unbearable pressure and expectations
When targets are overwhelming, senior management and customers are both impatient, and there is constant fear, not every banker has the resilience to survive and thrive
 "The death of a banker: Navigating unbearable pressure and expectations")
How much liquidity does RBI want: Appropriate, adequate, or abundant?
Liquidity in the system had a deficit of Rs 2.4 trillion towards the end of the last financial year (on March 23); it is now in surplus of around Rs 3 trillion
 "How much liquidity does RBI want: Appropriate, adequate, or abundant?")
The curious case of demotion of executive director at a public-sector bank
If someone is deemed unfit for the ED post, can that person be considered fit to be a general manager?
 "The curious case of demotion of executive director at a public-sector bank")
Players on the payments turf: UPI, AePS, PPIs boost digital outreach
UPI and AePs together have changed India's payments landscape. AePS's playing field is rural and semi-urban India
 "Players on the payments turf: UPI, AePS, PPIs boost digital outreach")
SBI at 70: A legacy institution that mirrors India's economic rise
Who says the elephant can't dance? The theme that runs through the bank's 70-year life is its willingness to change in sync with time
 "SBI at 70: A legacy institution that mirrors India's economic rise")
Good show by banks as most register a rise in profit, but challenges ahead
Overall, public sector banks have put up a better show than private banks on most parameters
 "Good show by banks as most register a rise in profit, but challenges ahead")
What works in central banking? Striking a balance between talk and action
The latest monetary policy has also gone for a 50-basis-point rate cut, double the anticipated reduction
 "What works in central banking? Striking a balance between talk and action")
Vigilance scrutiny: 'Sword of Damocles' for public-sector bankers
The word 'vigilance' is a dreaded term for PSB employees, and there are instances of this fear being misused by the higher authorities
 "Vigilance scrutiny: 'Sword of Damocles' for public-sector bankers")
RBI monetary policy: Repo rate cut brings early Diwali cheer for consumers
The RBI reduced the policy repo rate for a third successive time, which was widely expected
The curious story of 'boring' RBI monetary policy and witty money men
Beyond growth-inflation dynamics, let's revisit moments when central bankers brought humour to the table
 "The curious story of 'boring' RBI monetary policy and witty money men")
Mis-selling of a different kind: Are PMJJBY, PMSBY statistical illusions?
If awareness remains low, frauds persist and genuine claims continue to be rejected, these initiatives will be successes only on paper, with negligible on-ground impact
 "Mis-selling of a different kind: Are PMJJBY, PMSBY statistical illusions?")
When DFS Secretary Nagaraju played the role of King Vikramaditya
Customer service and excellence are buzzwords in the Indian financial system now. Both the government and the Reserve Bank of India (RBI) are writing a new chapter in Indian banking
 "When DFS Secretary Nagaraju played the role of King Vikramaditya")
Are we on the cusp of an insurance revolution transforming India?
The stage is set - not just for incremental growth, but for a structural leap that can redefine how insurance is accessed, delivered and experienced across India
 "Are we on the cusp of an insurance revolution transforming India?")
Too many episodes of financial mismanagement: Where does the buck stop?
Should the resignation of senior bankers on moral grounds draw the curtains on mismanagement and accounting discrepancies?
How to make health insurance healthy: Curb frauds with healthcare regulator
A healthcare regulator on the lines of the Real Estate Regulatory Authority could standardise hospital pricing and treatment protocols, and reduce frauds
 "How to make health insurance healthy: Curb frauds with healthcare regulator")
What came first, chicken or egg? The promotion puzzle at a mortgage firm
More than half of whistleblowing complaints made in 2024 were HR-related, according to a recent survey by Safecall, a whistleblowing software and services provider
 "What came first, chicken or egg? The promotion puzzle at a mortgage firm")
Banker's Trust: An 8-minute video and a general manager's promotion
Follow the rule book, don't take any initiative, don't try to be innovative. With such vigilance shackles, will public sector banks ever be able to compete with private sector banks?
Monetary Policy: RBI cuts repo rate, charts out path for the future
RBI Governor Sanjay Malhotra's statement explains what an accommodative monetary policy stance means it is geared towards stimulating the economy through softer interest rates
 "Monetary Policy: RBI cuts repo rate, charts out path for the future")
RBI monetary policy: Expect 25-bp rate cut, but no change in stance
As headline inflation moves closer to RBI's target, and growth momentum remains elusive, a rate cut may be on the cards
 "RBI monetary policy: Expect 25-bp rate cut, but no change in stance")
