Loan

Microfinance lenders are looking to diversify beyond unsecured group loans by offering new products and retaining existing borrowers as the sector recovers from its recent crisis, industry leaders.

Planning to buy a car or home this festive season? Here’s how to compare loan offers, manage EMIs, understand interest rates and avoid costly borrowing mistakes before signing up.

The Flexi Electric Car Loan offers separate financing for the vehicle body and battery, allowing customers to customise EMIs and repay the battery portion over a longer tenure

The microfinance lender secured funding from 10 financial institutions across Asia, the Middle East and Africa to diversify borrowing sources and optimise funding costs.

Deposit rates may rise with a lag, credit demand seen holding up

Check the notices and possession records; report a secret or forcible seizure promptly; and seek urgent relief before an auction

Deciding whether prepayment is good for your financial situation requires comparing the return against your alternative investment options

The RBI has deferred implementation of revised recovery norms to January 2027 and given regulated entities a year to certify existing recovery agents through the IIBF

Tata Capital enters gold loan business with ₹318 crore Yogloans acquisition

A personal loan can be very useful in a sudden funds crunch, but may carry higher interest rates due to the higher risk it carries

Gold loans in India are increasingly used for short-term funding as tenures shrink, ticket sizes rise, and asset quality improves across lenders

Buying an unsecured loan is a better solution if one needs a small amount and there are no assets to pledge

Taking a loan is one part but managing it well is what matters long term

The microfinance industry body expects stronger participation in the government's credit guarantee scheme after its validity was extended to August 31, 2026

State-owned Bank of Baroda is aiming to grow its Rs 4.56 lakh crore corporate book by 10 per cent in FY27, and has pegged the current pipeline of such big-ticket lending at Rs 50,000 crore. Amid worries on sluggish private capex growth, its managing director and chief executive Debadatta Chand said nearly two-thirds of the proposals continue to be for term loans and the rest is for working capital, suggesting a good demand for investment purposes. On the telecom sector loans, where there is intense speculation on Vodafone Idea's next moves as part of the revival process, Chand said right policy measures and coming together of banks and other stakeholders can result in new loans. "Our overall pipeline is Rs 50,000 crore at present. Half of it is sanctioned and yet to be disbursed while the remaining is loan proposals under discussions," Chand told PTI. He said there is a strong demand from the renewable power and also core sectors like steel and cement for capacity building. In ord

NBFC-MFIs led the growth in microfinance originations during Q4FY26, while higher average ticket sizes and continued lending to existing borrowers supported disbursement momentum

Pakistan this month failed to reach an agreement with the UAE to roll over the debt for the first time in seven years

Maharashtra Chief Minister Devendra Fadnavis on Friday said the announcement of a farm loan waiver scheme in the state budget for 2026-27 fulfils a promise made by Mahayuti parties ahead of the 2024 assembly polls. In his budget speech, Fadnavis, who holds the finance portfolio, announced Punyashlok Ahilyadevi Holkar Shetkari Karjmafi Yojna, a loan waiver scheme for farmers under which crop loans of up to Rs 2 lakh till September 30, 2025, will be written off. He announced a Rs 50,000 incentive for other eligible farmers who are regular in repayments of loans. Later, talking to reporters, the CM said in the budget, the capital expenditure has increased by 21 per cent --- from Rs 93,000 crore to Rs 1,12,000 crore. This would lead to an increase in capacity building and strengthening basic infrastructure. Fadnavis acknowledged that there was a "lot of stress", but the government has decided not to stop any scheme, an apparent reference to the Mukhyamantri Ladki Bahin Yojana, a direct

Experian report shows strong rebound in secured lending, while unsecured loans recover from last year's decline; average ticket sizes rise across segments

NaBFID's total assets rose 44 per cent to ₹1.04 trillion ($11.4 billion) as of Dec. 31, 2025, according to its website