We continue to be committed to industry best practices with respect to corporate governance. Our Board of Directors consists of ten members. With the exception of our CEO, all of our directors are independent… The Audit Committee includes a financial expert as defined in the SEC's rules. The board holds regularly scheduled executive sessions in which non-management directors meet independently of management… We have an orientation program for new directors. Our corporate governance guidelines also contemplate continuing director education arranged by the company… We have a global head of risk management and a global risk management division which is independent...
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