Can insurance and vehicle ownership be in different names? Expert answers

Can you claim refund on a curtailed trip?

I purchased a new car last year. I took insurance from the dealer. I have No Claim Bonus (NCB) on it. Will my NCB migrate if I change my insurance company?

Yes, you will be eligible for NCB based on the slab mentioned in the India Motor Tariff. To get it, however, you will have to renew within 90 days of the expiry of your old policy. To avoid any problems at a later date when making a claim, it is best to get an NCB certificate from your previous insurer. 

I am 35, my wife is 31, and we have a