Jehangir B Gai:Medical certificates need to be authentic

A claim cannot be rejected on assumptions or on the basis of medical certificates which are vague

Jehangir B Gai
Last Updated at March 2, 2017 02:12 IST

Kamaljit Singh had taken a Rs 2 lakh policy from the Life Insurance Corporation of India (LIC) on April 28, 2002. He fell ill and was admitted to Munni Lal Chopra Hospital in Amritsar, where he died on January 12, 2004. His widow, Ranvir Kaur, lodged a claim but LIC repudiated it on the ground that Singh had been suffering from a chronic liver disease for about 18 months before his death. The insurer claimed Singh had intentionally suppressed this fact when taking the policy.

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