It is that part of the year when salaried employees receive their annual bonus. After a year’s hard work, people eagerly look forward to this windfall, which they often wish to spend on things they have desired for long, such as a vacation or a consumer durable. While it is alright to use a part of the bonus for fulfiling one’s long-held aspirations, the entire amount should not be squandered on such things.
A substantial part of the bonus should be allocated towards taking care of pressing financial concerns. One long-term liability that many families have is a home loan. A ...
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