Financial Planning

What next? Deciding what to do after achieving financial freedom

Financial freedom is only half the journey. The harder question is what you want your money to make possible once you no longer need to work

Rebuild savings, avoid loans: Setting a financial plan after overspending

A step-by-step guide on how to recover systematically from overspending and regain long-term financial discipline

How to handle your finances after a job loss: Cut costs, manage debt wisely

How to pare discretionary expenses, handle investments and debt, and migrate from a group to a personal health insurance policy

How to create financial goals for the decade with discipline, flexibility

Missing contributions or stopping midway does more damage to investments than market falls

Credit cards & Gen Z: Spending should not exceed 20-30% of take-home income

Credit utilisation ratio should remain below 30%

How to reset your personal financial plan when major life changes occur

Before modifying investments or changing your lifestyle, calculate the cash you can access within 24 hours

Avoid a costly early exit: Steps before surrendering an insurance policy

Assess the policy's returns, risks and liquidity restrictions, and ensure that you can sustain the premiums throughout its term

Milestones to regular reviews: How to set money goals you can track

Balance your goals by fulfilling present financial needs and long-term security

Setting goals to reviewing returns: 10 steps to build a financial plan

Before investing in any product, you must know what the money is for and when you will need it

Joint expenses & separate goals: How couples should plan financially

They should work as a team and plan for their retirement by saving money together

Emergency fund: When to use it, how to rebuild it, and how to protect it

An emergency fund can help cover out-of-pocket medical costs such as diagnostic tests, medicines, and other payments

When paying separate fees hurts: Why investors favour commissions

Behavioural biases, visible fees and regulatory hurdles keep financial planning niche; experts say easier fee collection could widen access

46% women left work after marriage 42% men took loans for divorce: Survey

Couples blame financial disputes as cause for marriages breaking down, it says

'I hated maths and ignored money - now I track, save and invest smart'

Scared of maths and calculations? He was too, this young writer's story proves that anyone just starting out can build financial confidence and take control of their money.

Earning well, still broke: CA explains reason for techie's financial stress

IT professional trapped in 'house rich, cash poor' cycle despite earning monthly salary of Rs 2,20,000

Six financial planning tips to help couples build wealth, secure future

Open communication about money, expectations and contributions is key, and a shared vision should guide investment strategies, liquidity management, and succession plans

Why competition in money matters can be damaging to your financial journey

Unnecessary competitiveness shifts our focus from our own destination to imagined races. It turns a fulfilling long-term journey into a relentless sprint that leaves us tired and anxious

May 2025: Key finance updates that could affect your wallet every day

New interest rates on fixed deposits come in; PF withdrawals become easier

Key information about health insurance plans compiled in one table

Know about eligibility, key features, premium amount, benefits and discounts

Considering a new car? Here are best loan rates offered by 18 companies

The information is on monthly installments, processing fees and rebates