Financial Planning

Taking a career break? Plan these investments before quitting your job

Planning your finances before quitting your job can mean the difference between a liberating life break and monetary crisis

Investment, aspiration, safety: Setting up a plan for 3 financial goals

Why one-size-fits-all risk profiling fails and how partitioning your portfolio protects your money

From savings to settlement: How to set up funds for house down payment

A blueprint for protecting your capital and structuring low-risk investments to ensure your house deposit is ready on closing day

Money best way to buy your freedom; gain choices in life: Ankur Warikoo

"Having choices is what puts you truly in control. Once you have that, you realise you're truly rich," said Ankur Warikoo.

How should spouse secure family's finances after husband's demise

Prioritise money for immediate expenses, trace assets, check nomination and inheritance rights

The one-page financial plan: Preventing the chaos of scattered money

It provides a structured roadmap for clear financial protection, debt removal and automated long-term wealth creation

Insurance to retirement: How to build financial goals that fit your income

A step-by-step guide to aligning your budget and investments with your actual take-home pay to build a sustainable financial plan

How to Think about Retirement If You Are in Your 20s and Hate the Word

Starting early can turn modest investments into long-term financial autonomy, providing the freedom to change jobs, take a sabbatical or pursue a different career.

The annual reset: How to remove emotion from portfolio rebalancing

Annual rebalancing helps investors correct asset-allocation drift, manage risk and restore their target portfolio mix without reacting to market noise.

What next? Deciding what to do after achieving financial freedom

Financial freedom is only half the journey. The harder question is what you want your money to make possible once you no longer need to work

Rebuild savings, avoid loans: Setting a financial plan after overspending

A step-by-step guide on how to recover systematically from overspending and regain long-term financial discipline

How to handle your finances after a job loss: Cut costs, manage debt wisely

How to pare discretionary expenses, handle investments and debt, and migrate from a group to a personal health insurance policy

How to create financial goals for the decade with discipline, flexibility

Missing contributions or stopping midway does more damage to investments than market falls

Credit cards & Gen Z: Spending should not exceed 20-30% of take-home income

Credit utilisation ratio should remain below 30%

How to reset your personal financial plan when major life changes occur

Before modifying investments or changing your lifestyle, calculate the cash you can access within 24 hours

Avoid a costly early exit: Steps before surrendering an insurance policy

Assess the policy's returns, risks and liquidity restrictions, and ensure that you can sustain the premiums throughout its term

Milestones to regular reviews: How to set money goals you can track

Balance your goals by fulfilling present financial needs and long-term security

Setting goals to reviewing returns: 10 steps to build a financial plan

Before investing in any product, you must know what the money is for and when you will need it

Joint expenses & separate goals: How couples should plan financially

They should work as a team and plan for their retirement by saving money together

Emergency fund: When to use it, how to rebuild it, and how to protect it

An emergency fund can help cover out-of-pocket medical costs such as diagnostic tests, medicines, and other payments