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Readers' Corner: Financial planning

A good portfolio shall comprise of large-cap, mid-cap, small-cap and a few sectoral schemes as well

Readers’ Corner: Financial planning
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Confused Between Investing in Fixed Deposit or Mutual Funds?

Kartik Jhaveri
Recently, Hawkins Cookers announced high interest rate on their fixed deposit (FD). The returns are far better than what an investor can get in a debt fund or even non-convertible debentures (NCDs). Do you think a company FD with such returns can be a better option than debt funds and NCDs? How do I weigh the risk between the three investment avenues?

Each investment option comes with its own set of positives and negatives. A company is willing to pay you a higher rate of interest if it finds it difficult to raise money at a lower rate. As investors, our