Personal Finance

PPF rate unchanged at 7.1%: What investors need to know this quarter

The government has kept small savings rates unchanged for the third quarter, with PPF continuing to offer 7.1 per cent

Every Saturday bank holiday? Govt debunks fake Gazette; here's the rule

Bank branches are closed on the second and fourth Saturdays, while other Saturdays are generally working days

Income tax enters Class 9: NCERT teaches students how to calculate tax

Council's social science textbook covers budgeting, saving, investing and risk management, linking money choices with long-term financial stability

Target maturity funds: How to use them to lock into rising yields

Choose a fund you can hold to maturity, and assess its return after factoring in costs

NPS Swasthya: Buy base health cover to complement super top-up offering

Investors should compare the premiums under NPS Swasthya with those of the standalone super top-ups offered by insurance companies

Health insurance premiums: What leading insurers charge for a plan

As Irdai weighs caps on commissions and scrutiny of distribution costs intensifies, comprehensive health cover remains essential amid rising private healthcare expenses

The new old luxury: Why vintage art is finding fresh interest

As affluent Indian homes become sleeker, buyers are looking to acquire objects with history. But when does something old become valuable, and what should a first-time collector know before buying?

Fund Review: Mirae Asset Large & Midcap Fund

Fund Review: Mirae Asset Large & Midcap Fund

DriveCam, AirPass, Clinic: ACKO wants to insure you before things go wrong

Three new products, DriveCam, Clinic, and AirPass, built to protect customers before something goes wrong, not just pay out after

Digital NBFC loan book hits Rs 1.54 trn, up 28% in a year: Report

Digital lenders accounted for 70% of personal loan volumes, with average ticket size rising 15% to Rs 18,802

Indian household debt rises 14.3%, financial assets grow 9% in 2025: Report

Insurance and pensions grew 11.4%, while deposits rose 9.8% and securities 6.1%

Active vs passive funds: 88% success in large-caps but only 26% over 10 yrs

Across the broader equity universe, more than 50% of active funds outperformed their passive counterparts over the one-, three-and five-year periods, although the 10-year success rate was below 40%

Pilgrimage, wildlife: India's tourism wave is creating new real estate bets

Beyond Goa and Jaipur: The new tourism hotspots that could drive property demand

Switch NPS fund manager only if underperformance persists across mkt cycles

Check whether weak returns reflect the market cycle before changing your pension fund manager

Paid for a house, lived there but HC nixes son's ownership plea: Here's why

Residence, household spending or construction costs do not create co-ownership when a child cannot prove an independent legal right to the property, says court

Sold a property? Eight different ways to reduce your capital gains tax bill

Property sale tax explained: Indexation, Section 54, CGAS and more

Money changes in Oct: SBI ATM, LPG, FD, NPS and EPF rules to know

From LPG subsidy authentication to ATM charges and tax deadlines, here are the key changes consumers should track this month.

J&K allows one-time NPS to OPS switch for eligible government employees

Employees appointed against vacancies notified before December 24, 2009 can apply for OPS by December 28, 2026

74% of Indian entrepreneurs plan overseas residency, Singapore tops list

Second residency, AI and wealth: How Indian entrepreneurs are planning ahead

Inherited jewellery: How to prove its origins and avoid tax scrutiny

Preserve old valuation and inheritance records; document family lockers and explain the source of each holding