Personal Finance

How to create financial goals for the decade with discipline, flexibility

Missing contributions or stopping midway does more damage to investments than market falls

How to build a money routine if your salary comes on the last working day

Keep a permanent surplus equal to 50% of your monthly expenses in your primary salary account

FOMO mistake in investing: How to spot the emotional decision early

If your investment decision is triggered by trending news, viral posts or "everyone is making money," it's likely 'fear of missing out'

Direct stocks vs mutual funds: Which route suits a busy professional

Choosing between individual stocks and mutual funds simply boils down to how much personal control you want compared to how much you're willing to hand off to expert managers

Property, REIT or index fund: How to pick the right real estate investment

Compare capital needs, liquidity, diversification and risks before selecting an investment route

Money made easy: How to automate savings, bill payments and investments

Leave a half-month's buffer in the salary account before switching on automated switches

Using MTF? Keep sufficient cash for margin calls, avoid forced selling

Investors should restrict margin trading facility use to liquid stocks, maintain adequate cash buffers for margin calls, and avoid excessive leverage during periods of market stress

REIT, InvIT dividend tax break: Experts explain what changes and the catch

Legal amendment could make REIT and InvIT dividend income tax-free, but experts flag a higher SPV-level tax and key caveats

Blackstone-backed ASK Property Fund bets Rs 500 cr on NCR plotted Housing

Initial investment of Rs 125 crore proposed for a 20-acre residential plotted colony (Township) project in Faridabad

NPS for NRIs: Tax benefits, retirement savings and withdrawal rules

NPS allows Indians abroad to invest for retirement, with tax breaks under the old regime and specific exit rules

Retired with EPF savings? Know when your money may stop earning interest

EPFO has told members that EPF savings do not earn interest indefinitely after retirement. Here's when interest can stop and what retirees should know.

Weeks after ₹14 cr deal, Siddhant Chaturvedi buys another flat for Rs 13 cr

Siddhant Chaturvedi Buys ₹12.63 Crore Flat in Mumbai's Juhu-JVPD, Weeks After ₹13.91 Crore Purchase

Gold loan repayment option: Choose based on cash flow, not loan eligibility

Compare total cost and maintain a buffer to reduce auction risk

Fixed deposits emerge as a safer option amid RBI pause and market swings

With the RBI holding interest rates steady and equity markets facing uncertainty, fixed deposits offer investors a low-risk option to compare returns across bank tenures

Luxury bed linen gains ground as better sleep becomes a wellness priority

From Egyptian cotton and handcrafted quilts to hotel-inspired duvets, India's affluent class is spending more on premium bed linen as sleep becomes a key part of wellness

RBI's loan pricing revamp: Experts explain what could change for borrowers

Regulator is standardising how loans are priced. Here's what it could mean for EMIs, transparency and future rate cuts.

Fund review: SBI ELSS Tax Saver Fund

Fund review: SBI ELSS Tax Saver Fund

Can NRIs invest in PPF? What rules say for people who have moved abroad

Know whether NRIs can invest in PPF, continue existing accounts, extend them after maturity and withdraw the corpus

SGB premature redemption in August: These investors can exit early

Eligible Sovereign Gold Bond investors can redeem select tranches this August. Check the redemption dates, deadlines and rules

Ensure product suitability so you stay the course with life insurance

Low policy persistency often reflects unsuitable product choices. Careful evaluation of insurance needs, affordability and investment goals can help policyholders avoid lapses and stay invested.