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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 13 - Amit Kumar

Women account for only 11% of home loan approvals in 2025: Report

Women borrowed more than men in just two cities, but the average loan size for women across major markets is Rs 6 lakh lower than for men

Women account for only 11% of home loan approvals in 2025: Report
Updated On : 04 Mar 2026 | 12:27 PM IST

Kotak raises debit card fee to Rs 300, changes cash rules: Check details

Lender is tightening its fee structure from April 1, raising debit card charges and introducing higher penalties for repeated auto-debit failures

Kotak raises debit card fee to Rs 300, changes cash rules: Check details
Updated On : 04 Mar 2026 | 10:58 AM IST

Can you lose your home over unpaid property tax? What the law actually says

While municipal authorities possess the legal power to auction homes for unpaid tax, they must follow a strict sequence of statutory notices and appeal windows

Can you lose your home over unpaid property tax? What the law actually says
Updated On : 03 Mar 2026 | 5:22 PM IST

57% of HNIs buy term at 30-39, demand for Rs 3 cr cover surges: Report

Affluent Indians are increasingly prioritising pure protection over tax planning, with over half of high-net-worth individuals now securing multi-crore term insurance covers before the age of 40

57% of HNIs buy term at 30-39, demand for Rs 3 cr cover surges: Report
Updated On : 03 Mar 2026 | 4:04 PM IST

Credit card interest rate rising? Here's what's likely causing the spike

Understanding variable Annual Percentage Rate essential to avoiding sudden debt spikes caused by shifting interest rate cycles, late payment penalties, expiry of introductory offers

Credit card interest rate rising? Here's what's likely causing the spike
Updated On : 03 Mar 2026 | 3:51 PM IST

HDFC Bank increases locker rents by up to 184%, tightens access rules

Bank will overhaul vault security with mandatory Aadhaar biometrics alongside a steep restructuring of locker rental tiers from April 1

HDFC Bank increases locker rents by up to 184%, tightens access rules
Updated On : 03 Mar 2026 | 12:23 PM IST

New to stocks? Sebi warns of investors being 'hijacked by scamsters'

Regulator flags surge in pre-investment scams as it expands AI-driven surveillance, verification tools and awareness campaigns

New to stocks? Sebi warns of investors being 'hijacked by scamsters'
Updated On : 03 Mar 2026 | 12:13 PM IST

Thinking of converting credit card purchases into EMIs? Here's how to do it

Credit card EMIs help split large purchases into manageable monthly payments, but understanding charges and terms is crucial before opting for it

Thinking of converting credit card purchases into EMIs? Here's how to do it
Updated On : 02 Mar 2026 | 6:01 PM IST

EPF interest rate retained at 8.25 per cent for FY26: What it means

EPFO keeps EPF interest rate unchanged at 8.25% for FY26; what it means for retirement savings and salaried employees explained

EPF interest rate retained at 8.25 per cent for FY26: What it means
Updated On : 02 Mar 2026 | 5:56 PM IST

Acts of war and your policy: What travel insurance refuses to cover in 2026

War-linked travel disruptions, evacuations and stranding costs remain largely excluded under standard travel insurance policies, experts say

Acts of war and your policy: What travel insurance refuses to cover in 2026
Updated On : 02 Mar 2026 | 3:59 PM IST

Want travel, shopping rewards or cashback? Top credit cards listed

Travel perks to cashback offers, here's how top credit cards cater to shopping, lifestyle and everyday spending needs

Want travel, shopping rewards or cashback? Top credit cards listed
Updated On : 02 Mar 2026 | 2:39 PM IST

Delhi hits 10 million ABHA IDs:Understanding the health ID and how it helps

Over 10 million Delhi residents now have ABHA IDs. Here's how digital health records can ease treatment access and reduce medical paperwork.

Delhi hits 10 million ABHA IDs:Understanding the health ID and how it helps
Updated On : 02 Mar 2026 | 12:20 PM IST

Kerala's assured pension plan offers 50% pay: Rules & eligibility explained

State employees can choose between NPS and assured 50% pension scheme

Kerala's assured pension plan offers 50% pay: Rules & eligibility explained
Updated On : 02 Mar 2026 | 12:15 PM IST

Sebi revamps mutual fund categories: Experts explain changes for investors

Overhaul of mutual fund categories introduces tighter thematic rules to improve transparency and align Indian investment products with global goal-based standards

Sebi revamps mutual fund categories: Experts explain changes for investors
Updated On : 27 Feb 2026 | 4:56 PM IST

Senior citizens can earn up to 8.35% on FDs: Small finance banks lead rates

Fixed deposit rates for senior citizens: Retirees get opportunity to secure guaranteed returns as fixed deposit rates climb above 8%

Senior citizens can earn up to 8.35% on FDs: Small finance banks lead rates
Updated On : 27 Feb 2026 | 4:51 PM IST

Small finance banks offer up to 7.9% on fixed deposits: Check latest rates

High-yield small finance banks outpace major lenders as data reveals a significant interest rate gap for investors

Small finance banks offer up to 7.9% on fixed deposits: Check latest rates
Updated On : 27 Feb 2026 | 2:09 PM IST

2026 markets may reward allocation shifts, not past winners: Report

Largecap equities may gain traction in 2026 as metal returns stabilise after a strong rally last year

2026 markets may reward allocation shifts, not past winners: Report
Updated On : 27 Feb 2026 | 1:08 PM IST

No fee for air ticket cancellation within 48 hours: Know about new rules

Airline ticket new rules: New framework by aviation regulator mandates free name corrections and 14-day refund timelines

No fee for air ticket cancellation within 48 hours: Know about new rules
Updated On : 27 Feb 2026 | 12:02 PM IST

Can PPF investors hold more than one account? Here is what rules say

While the PPF remains a top-tier savings tool, rules prevent investors from doubling tax benefits through multiple holdings

Can PPF investors hold more than one account? Here is what rules say
Updated On : 26 Feb 2026 | 5:11 PM IST

Rs 50,000 monthly retirement income may need over Rs 1 cr in savings: Study

Inflation and longevity risks can nearly double the required retirement savings for those relying on fixed income

Rs 50,000 monthly retirement income may need over Rs 1 cr in savings: Study
Updated On : 26 Feb 2026 | 3:22 PM IST