
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.
Women borrowed more than men in just two cities, but the average loan size for women across major markets is Rs 6 lakh lower than for men
Lender is tightening its fee structure from April 1, raising debit card charges and introducing higher penalties for repeated auto-debit failures
While municipal authorities possess the legal power to auction homes for unpaid tax, they must follow a strict sequence of statutory notices and appeal windows
Affluent Indians are increasingly prioritising pure protection over tax planning, with over half of high-net-worth individuals now securing multi-crore term insurance covers before the age of 40
Understanding variable Annual Percentage Rate essential to avoiding sudden debt spikes caused by shifting interest rate cycles, late payment penalties, expiry of introductory offers
Bank will overhaul vault security with mandatory Aadhaar biometrics alongside a steep restructuring of locker rental tiers from April 1
Regulator flags surge in pre-investment scams as it expands AI-driven surveillance, verification tools and awareness campaigns
Credit card EMIs help split large purchases into manageable monthly payments, but understanding charges and terms is crucial before opting for it
EPFO keeps EPF interest rate unchanged at 8.25% for FY26; what it means for retirement savings and salaried employees explained
War-linked travel disruptions, evacuations and stranding costs remain largely excluded under standard travel insurance policies, experts say
Travel perks to cashback offers, here's how top credit cards cater to shopping, lifestyle and everyday spending needs
Over 10 million Delhi residents now have ABHA IDs. Here's how digital health records can ease treatment access and reduce medical paperwork.
State employees can choose between NPS and assured 50% pension scheme
Overhaul of mutual fund categories introduces tighter thematic rules to improve transparency and align Indian investment products with global goal-based standards
Fixed deposit rates for senior citizens: Retirees get opportunity to secure guaranteed returns as fixed deposit rates climb above 8%
High-yield small finance banks outpace major lenders as data reveals a significant interest rate gap for investors
Largecap equities may gain traction in 2026 as metal returns stabilise after a strong rally last year
Airline ticket new rules: New framework by aviation regulator mandates free name corrections and 14-day refund timelines
While the PPF remains a top-tier savings tool, rules prevent investors from doubling tax benefits through multiple holdings
Inflation and longevity risks can nearly double the required retirement savings for those relying on fixed income