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Ayush Mishra writes on topics ranging from finance and insurance to investment. He also writes on financial products, insure-tech, and market trends.
Ayush Mishra writes on topics ranging from finance and insurance to investment. He also writes on financial products, insure-tech, and market trends.
HRA exemption is applicable only under the old tax regime and cannot be claimed under the new tax regime
Starting April 1, investors will be able to store their demat account holding statements and consolidated account statements (CAS) directly in DigiLocker
Bank customers are eligible for five free transactions (inclusive of financial and non-financial transactions) every month from their bank ATMs
If you have chosen the old tax regime, ensure that your tax-saving investments under Sections 80C, 80D, 80G, and others are made before March 31 to maximise tax benefits
Temporarily suspension of cashless claim settlements across all 12 Max hospitals across Delhi-NCR includes 8 super-specialty hospitals, 2 multi-specialty centers, one hospital in Gurgaon, and Lajpat
Health insurance applicants should be transparent and disclose medical history and lifestyle choices, say experts
Look for extra reward points or cashback on spending; ensure the card's annual fee is justified by its benefits
Insurance regulator and Income Tax department issue orders to keep offices open on March 29, 30, and 31
'This ruling is particularly crucial for small and medium enterprises, which may lack sophisticated accounting systems and are more prone to clerical mistakes'
A forex card should be for most expenses and credit for emergencies or big-ticket items, say finance experts
48% of them feel they are losing money due to inefficient payment choices
PMS has higher costs due to 2-3% management fees plus performance fees, reducing returns; mutual funds have only management fees
1 in 3 Indians have never reviewed their life insurance coverage, even after major life events like marriage, childbirth, or income growth
Failing to pay advance tax or adjust TDS in time may attract interest under Section 234C for delays and 234B if 90% of the total tax remains unpaid by March 31
Fixed deposits ensure that the principal amount invested is preserved. Investors can rest assured that they will receive their initial investment back along with accrued interest at maturity
BHIM 3.0 lets users onboard family members, track shared expenses, and assign payments, offering a unified view for better financial planning and smarter expense management
Based on the identified goals and risk profiles, investors can construct diversified portfolios that optimise returns while minimising risks associated with each specific goal
You can claim a 50% deduction on your donation under Section 80G of the Income Tax Act
Each regime has its own tax slabs, deductions, and exemptions
62% of couples getting married belong to Gen Z, most weddings are held over three days