Janak Raj

Climate finance is within reach as COP30 eyes stronger commitment

Recent studies have estimated climate finance requirements of EMDEs at $1-4 trillion per year up to 2030, which is seen as daunting, leading to even less action than might have been possible

Time to revive the animal spirits as private investment stays weak

Multiple factors have contributed to weak private consumption in the country, such as the slowdown in wages - both in the informal and formal sectors

Indian IT faces $100,000 H-1B shock, but innovation may be the answer

Visa fee hike poses a major challenge for the industry, but it is also an opportunity for cash-rich firms to rethink their model

FIIs vs DIIs: Reversing roles in India's equity market after 25 years

With enough firepower to counter FIIs, DIIs have made India's equity market more resilient, but what's driving the shift?

Tariff shocks and tailwinds: Risks and openings for India's economy

The global tariff war poses risks but also offers India a chance to position itself as a go-to destination for firms relocating from China

Budget's consumption bet: Tax cuts boost demand, capex lag poses risks

The gross fiscal deficit (GFD) target for 2025-26 has been budgeted at 4.4 per cent, a tad better than the 4.5 per cent target set out in 2021

No case for CRR cuts with liquidity deficit driven by transitory factors

Anticipating the current liquidity deficit, the RBI in its December policy proactively reduced the cash reserve ratio (CRR) of all banks in two equal tranches of 25 basis points

India's consumption slowdown: A temporary dip or deeper concern?

Stagnating wages, derivative losses, and rising debt burdens-India's consumption story grapples with multiple challenges

RBI's forex market action vital, but rupee must not appreciate further

FIIs started withdrawing from the Indian equity market from September 25 - a day after the People's Bank of China introduced the monetary stimulus

Can China navigate the storm? New economic hurdles may test resilience

While it has successfully weathered economic challenges before, this time is different

Managing inflation: RBI's MPC has faced external challenges since inception

It is important to ensure that headline inflation is aligned with the target, which will further enhance the credibility of the FIT framework

Root of C-D mismatch: Major banks aren't competing for savings deposits

The savings bank deposit interest rate was the last one to be deregulated by the RBI after all other interest rates were deregulated

Inflation targeting without food is no solution

While the interests of famers need to be protected, it would further complicate monetary and macroeconomic management

The worrying trend in household savings

With the share of physical assets rising, the responsibility to free up resources to fund corporate capex shifts to the government

A call for greater focus on revenue side

Government must strategically expand the fiscal space to face any exogenous shocks

Getting India's growth priority right

To catch up with peers, not only in size but also in per capita income, India must focus on health and education