Manojit Saha
 "Manojit Saha")
Manojit Saha
Manojit Saha is the Banking Editor for Business Standard and is based in Mumbai. He has been tracking the financial sector for over two decades, with a focus on the Reserve Bank of India and monetary policy. He has also contributed to Business Standard's digital offering - The Banking Show - with interviews with business leaders, CEOs and key policy makers. He has anchored panel discussions between CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, and the Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha is the Banking Editor for Business Standard and is based in Mumbai. He has been tracking the financial sector for over two decades, with a focus on the Reserve Bank of India and monetary policy. He has also contributed to Business Standard's digital offering - The Banking Show - with interviews with business leaders, CEOs and key policy makers. He has anchored panel discussions between CEOs from banking, insurance, NBFCs and fintech industry for the Business Standard BFSI Insight Summit, and the Business Standard-IMGC India Mortgage Leadership Conclave, among others.
Manojit Saha/workspace/business Standard Web/video
Near-term economic outlook strong with benign inflation, FPI return: RBI
RBI's monthly report says India's near-term outlook remains strong, supported by benign inflation, fiscal consolidation and renewed FPI interest after trade deals with the EU and the US
 "Near-term economic outlook strong with benign inflation, FPI return: RBI")
LIC sets sights on sustained 60%-plus market share: MD & CEO R Doraiswamy
Doraiswamy says policy sales have gathered momentum after the goods and services tax (GST) rationalisation on individual life insurance premiums, increasing affordability for customers
 "LIC sets sights on sustained 60%-plus market share: MD & CEO R Doraiswamy")
Reserve Bank of India allows bank loans for unlisted, listed takeovers
Caps funding at 75% of acquisition value
 "Reserve Bank of India allows bank loans for unlisted, listed takeovers")
Cards in play: Sandeep Ghosh on the opportunity in cash conversion
Despite UPI's dominance, the digital payments game is far from over, Ghosh tells Manojit Saha, pointing to the opportunity that lies in cash conversion
 "Cards in play: Sandeep Ghosh on the opportunity in cash conversion")
RBI for inclusion of farm-linked technology innovations as loans
Draft KCC norms seek to include tech innovation costs in farm loans and waive collateral for agricultural credit up to Rs 2 lakh per borrower
 "RBI for inclusion of farm-linked technology innovations as loans")
RBI looks to ban sales incentive to bank staffers from third party
Draft norms seek to curb mis-selling by barring incentives from third parties, mandating refunds and compensation, and prohibiting use of dark patterns
RBI Guv Malhotra signals lower rates for longer, trade deal growth boost
MPC keeps repo, stance unchanged; awaits new data series
 "RBI Guv Malhotra signals lower rates for longer, trade deal growth boost")
RBI will continue to meet the country's currency needs: Governor Malhotra
The value and volume of banknotes in circulation increased by 6.0 per cent and 5.6 per cent, respectively, during 2024-25
 "RBI will continue to meet the country's currency needs: Governor Malhotra")
Promoters of Pramerica Life Insurance look to sell their major stake
Promoters of Pramerica Life Insurance are in talks with multiple insurers to sell their entire stake, amid losses and constraints on fresh capital infusion
 "Promoters of Pramerica Life Insurance look to sell their major stake")
RBI-ESMA agreement allows CCIL to reapply for latter's recognition
CCIL can re-apply for recognition; Esma in talks with Sebi, IFSCA for similar agreement
 "RBI-ESMA agreement allows CCIL to reapply for latter's recognition")
A fresh transaction: Visa readies India swipe of debit-cum-credit card
Visa plans to bring its dual debit-credit card to India, letting users switch funding sources via a single 16-digit credential, after strong success in Japan
 "A fresh transaction: Visa readies India swipe of debit-cum-credit card")
Non-bank sources along with banks aiding credit pickup: RBI report
High-frequency indicators for December suggest continued buoyancy in growth impulses
Apple Pay likely to enter India market this year, launch seen by end-2026
With this service, customers can save their credit and debit cards to the Apple Wallet
 "Apple Pay likely to enter India market this year, launch seen by end-2026")
India offers both scale, momentum - a rare combination today: Vikram Sahu
Vikram Sahu says the country is central to the bank's global growth, citing strong GDP prospects, rising client demand and robust IPO and M&A momentum
 "India offers both scale, momentum - a rare combination today: Vikram Sahu")
Restrictions, penalties are last resort: RBI governor Sanjay Malhotra
RBI Governor Sanjay Malhotra said penalties and restrictions are a last resort, stressing collaboration with banks to curb digital fraud and strengthen customer protection
 "Restrictions, penalties are last resort: RBI governor Sanjay Malhotra")
Closely monitor asset quality, RBI Governor Sanjay Malhotra tells NBFCs
Credit extended by NBFCs has been rising over the years, underscoring their growing importance in financial intermediation
 "Closely monitor asset quality, RBI Governor Sanjay Malhotra tells NBFCs")
Growth-inflation data will determine MPC's future actions: Nagesh Kumar
The celebrations of this 'Goldilocks moment', however, were tempered by trends for October 2025 published only a few days later, suggesting that economic activity had peaked in Q2, says Nagesh Kumar
 "Growth-inflation data will determine MPC's future actions: Nagesh Kumar")
External uncertainties may trigger outflows, Fx rate volatility: RBI
RBI flags risks from global shocks, including a sharp US equity correction, that could spur foreign portfolio outflows and rupee volatility, though it says buffers remain adequate
 "External uncertainties may trigger outflows, Fx rate volatility: RBI")
Banks 'resilient' but face stiff fund mobilisation competition: RBI report
RBI said banks remain resilient with low bad loans and strong capital, but credit growth outpacing deposits will keep resource mobilisation competitive, requiring strong governance and risk management
 "Banks 'resilient' but face stiff fund mobilisation competition: RBI report")
RBI norms potentially allow capital infusion into Axis Finance: MD & CEO
Amitabh Chaudhry discusses RBI's new norms, potential capital infusion into Axis Finance, margin pressures, deposit trends, credit growth and regulatory changes shaping Indian banking
 "RBI norms potentially allow capital infusion into Axis Finance: MD & CEO")