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It would help if MFIs were to get better funding: Sa-Dhan ED & CEO

The Ordinance has excluded Reserve Bank of India (RBI)-regulated entities (REs) which are in this business

Waiting for a fair wind: Shadow bank risks persist despite RBI relief

Consumer credit exposures of commercial banks and NBFCs (excluding housing, education, vehicle loans and loans secured by gold and gold jewellery) still attract a weighting of 125 per cent

Deposit insurance demystified: Exploring the future of bank deposit safety

From a risk perspective, it is better to spread your deposits across multiple banks, given the extent of the current deposit cover

CII's legal committee pushes for appellate body for financial sector

The legal committee wants all financial regulators, including the RBI, to be under the ambit of the new body

UPI sound box base will touch 40 mn in 5 years: Mswipe Technologies CEO

Says UPI is evolving rapidly, and there are multiple innovations around UPI for data-driven services and merchant solutions

Banks' deposit insurance hike may be on the anvil amid periodic review

Should deposit insurance revisits be episodic? Like after the collapse of Bank of Karad in 1992 and the Punjab and Maharashtra Cooperative Bank fiasco in 2019

Business correspondents to undergo digital audit, new training models

New audit envisages banks using digital technologies like video-based interviews, geo-tagging technology, and transaction-based controls, committee to be headed by top SBI official

Small can be beautiful: MSME sector gears up for transformational changes

The MSME sector may be on the cusp of a big change if it seizes on the opportunities in financing and protection in getting dues

BC network has to be commercially viable: PayNearby Founder, MD & CEO

Says with higher rentals, cost of Aadhaar devices and the know-your-customer paraphernalia, the commercial viability of the BC network is certainly to be looked at

Union Budget FY26: Key banking amendments in the spotlight, yet again

Among the most-watched moves pertaining to the banking sector will be possible changes to the RBI Act, the Banking Regulation Act and the Banking Companies Act

More the merrier? A tale of multiple self-regulatory organisations

Mint Road positions these entities as the cornerstone of compliance, but will the numerous voices unite the sector or create conflict?

Lenders get to work as India aims to become a $5 trillion economy

How lenders are balancing growth and governance to empower ambitions of 'Viksit Bharat'

Forum to fight for retail consumers is critical: FREED's Ritesh Srivastava

With the RBI's intervention by way of risk weighting, retail credit growth has slowed down to around 16.3 per cent year-on-year as of late November 2024

Runaway retail credit growth highlights urgent need to protect consumers

What you can't get away from is the retail credit story is at an inflection point

A first in 12 years: Banks to overhaul terms of engagement with BCs

Viability package for agents in NE states on cards

BCRC seeks RBI nod for five-day week, looks to attract skilled workforce

"While our dedication remains unwavering, this continuous seven-day schedule is proving unsustainable in the long run," the BCRC said in its submission to the central bank

Finance Ministry dept to meet business correspondents, banks next week

Senior executives of banks to attend discussion; commissions and penalties for sector on agenda

Onboarding in retail credit has to be reworked: Scienaptic's Joydip Gupta

Modern lending ecosystems now have access to richer data through alternate data sources such as Account Aggregators (AA)

Field agents at a crossroads: The BC channel is ripe for being reimagined

The business correspondent channel is sought to be reworked with more offerings being hawked on it

ATMs to loans: Union Budget, Mint Road, and evolving financial landscape

A South Block and Mint Road tango is in the offing in 2025, foregrounded by deeper consultations with various stakeholders