Sanjay Kumar Singh
 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Page 25 - Sanjay Kumar Singh
Comparing insurance products difficult? Opt for a standard policy
Evolved buyers with specific needs should go for comprehensive personal accident cover
 "Comparing insurance products difficult? Opt for a standard policy")
Infra funds' performance will hinge on revival in private capex: Experts
After the March 2020 market crash, all the major economies, including India, launched large monetary and fiscal stimulus packages to counter the slowdown
 "Infra funds' performance will hinge on revival in private capex: Experts")
Compare prices across term insurance plans to get best deal: Experts
Increase payment tenure, go for monthly premium to counter hike in term rates
How change spreads, or doesn't
Book review of Change: How to make big things happen
 "How change spreads, or doesn't")
Avoid outsized positions and high leverage to soften blow of trading outage
Losses caused by technical glitches can get magnified due to leverage, hence retail investors who do day trading need to be cautious
 "Avoid outsized positions and high leverage to soften blow of trading outage")
Rising demand, disrupted supply: Platinum breakout rally rides on shortage
Unlike yellow metal, platinum tends to have a positive correlation with equities
 "Rising demand, disrupted supply: Platinum breakout rally rides on shortage")
Policies covering pre-existing diseases from day 1 reduce anxiety
Watch out for limited sum insured in such covers
 "Policies covering pre-existing diseases from day 1 reduce anxiety")
If you want higher returns, and are prepared for volatility, opt for NPS
But be ready for lock-in till the age of 60, volatility, mandatory annuitisation
 "If you want higher returns, and are prepared for volatility, opt for NPS")
ELSS funds: Tax benefits and factors to consider before investing
Why should investors invest in ELSS? Is there any down side to investing in ELSS? How should one select the right fund? In this podcast, we discussed how to go go about investing in ELSS funds
 "ELSS funds: Tax benefits and factors to consider before investing")
With ULIP gains now taxable beyond a limit, stick to low-cost policies
Stick to low-cost policies; go with an insurer having a solid track record
 "With ULIP gains now taxable beyond a limit, stick to low-cost policies")
Budget: Relief from double taxation for NRIs' earnings in pension account
So, if a person moves to India and becomes a resident Indian for tax purposes, they get taxed on any income they earn in these accounts
 "Budget: Relief from double taxation for NRIs' earnings in pension account")
Taxes, housing, and income: How does the Budget work for your money
FM offers a slew on incentives for senior citizens and affordable house buyers, apart from easing tax compliance
 "Taxes, housing, and income: How does the Budget work for your money")
Watch out for changes in style, mandate if a new fund manager takes over
Sebi's rule of one fund per category can trigger merger and reclassification of schemes after a takeover
 "Watch out for changes in style, mandate if a new fund manager takes over")
Planning to invest? Short-duration funds safer option for retail investors
Rising yields at shorter end of curve will benefit these funds as liquidity level tightens
 "Planning to invest? Short-duration funds safer option for retail investors")
Things you should keep in mind before investing directly in foreign markets
Why do Indian investors need to invest in foreign equities at all? The costs involved when you invest directly in foreign markets? Tune in to know more
 "Things you should keep in mind before investing directly in foreign markets")
Saral Pension promises higher liquidity than existing plans: Details here
Surrender, loan options will encourage those wary of illiquid annuities
 "Saral Pension promises higher liquidity than existing plans: Details here")
Direct investors in foreign equities should make a cautious start
When investing directly, go with exchange traded funds and curated portfolios initially and graduate to individual stocks once you have found your footing
 "Direct investors in foreign equities should make a cautious start")
Retirement funds can nudge investors to save: Who should opt for them?
The disciplined ones can accumulate for this crucial goal, using equity, debt funds, and NPS
 "Retirement funds can nudge investors to save: Who should opt for them?")
Investors should rebalance exposure to US-focused funds; don't exit
Profits booked in these funds should be deployed in a diversified EM fund
 "Investors should rebalance exposure to US-focused funds; don't exit")
Strike a deal quickly as home prices likely to head north in 2021
A recent report from Jefferies says a new cycle could begin this year as both end users and investors reenter the market
 "Strike a deal quickly as home prices likely to head north in 2021")