Page 38 - Sanjay Kumar

Update details to link PAN and Aadhaar, mismatch leads to failure

Difference of even a single alphabet in the names given means linking won't happen

Data tracker: What SIPs have fetched over the past decade

Many diversified equity funds have given annualised returns of 14 per cent and above

Booking a room last minute? Get hefty discounts with hotel booking apps

You can get a discount of 25% or more and stay in a hotel room

Your money: Make a small start in CPSE ETF

With the ETF giving exceptional returns in the past year, buy more in a staggered manner

Your Money: Move into shorter-duration debt funds

As the rate cut cycle over for now, investors bet largely on funds for duration not exceed 3-4 yrs

Check out Canada, Australia: Look beyond US for higher education options

Students and IT workers are worried that changes in the US could turn sour

Reduce your trading costs with discount brokers

Lower brokerage fee and speedy execution of trades are reasons why you should use these services

Your Money: Reduce risk in MF portfolio

Don't go overboard on mid-cap funds as volatility is expected in the first half of 2017

Demonetisation blues: Turmoil in realty, gold loses sheen, markets hit hard

Expect more volatility in the coming year as the economy and markets price in demonetisation drive

Your Money: Central govt staff can now choose fund managers

Employees can opt for equity allocation they want, will need to review their portfolio once a year

Your Money: Diversify market and currency risk with US funds

Investors with adequate exposure to Indian equities should invest in US funds to avoid the risk of being exposed only to the Indian market

Even at 8.65%, EPF rate is more atractive than most bank FDs

The decision to cut rate by 15 basis points shouldn't deter investors as it's still higher than other fixed instruments

Here's how to maximise fuel benefits through credit cards

The finance minister recently announced a 0.75% discount on fuel purchases if you make a digital payment at a petrol pump

Insurance, fuel, rail tickets: How to benefit from Modi's cashless drive

All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts

Your Money: An arbitrage-plus strategy

Conservative investors should wait to see how the strategy works before they invest

Winter holidays within a budget

With winter holidays upon us, your family could be looking forward to travel to a holiday destination

Stick to shorter term debt funds

With RBI choosing to pause, leading to a sharp spike in bond by 20 basis points, retail investors need to re-evaluate their debt fund strategy

Ratings help select consistent funds

Avoid schemes whose ratings swing too often, as it will lead to excessive portfolio churning and higher costs

Secure your mobile wallet

With e-wallets beginning to play a larger role in transactions, it's important to adopt certain precautions

Make sure your gold is accounted for

If you don't have bills, look up your bank records or ask your jeweller to reissue bills