Page 39 - Sanjay Kumar

Plot prices to come down, property buyers may find good bargains

But end-users should become more wary of buying from smaller developers

Your money: Opt for liquid funds to boost returns

Instead of allowing money to lie idle in your savings account, put a part of it in liquid funds for better returns

Diversify beyond fixed deposits

Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline.

Use new payment modes to beat the cash crunch

Opt for mobile wallets, micro-ATMs, virtual and prepaid cards to deal with the ongoing cash crunch caused by demonetisation

Spread equity investments over three-four months

Current downturn has created attractive opportunities which long-term investors should use

Banking funds to gain from demonetisation

Robust performance to continue due to Casa windfall, loan growth and rural growth

Opportunities amid chaos

A value-hunting mindset will not only help you reduce the impact of demonetisation on your portfolio but enable you to gain from the event

Investors need to revise their fixed-income strategy post demonetisation

As money flows back to banks, their deposits are expected to rise sharply

Breathe easy with an air purifier

The first thing to look for in an air purifier is a high efficiency particulate air filter

Home overdraft explained: ICICI is giving customers credit line against home loans

ICICI Bank's Home Overdraft offers a pay-for-use loan facility that salaried people can avail in immediate need

Some relief for home buyers as more rate wars are in the offing

Existing borrowers should shift their loans only if rates are more attractive

Ratings alone shouldn't be used for investment decisions

Sebi's recent circular plugs many loopholes but some lacunae remain

Stay away from concentration risk

Knowledgeable investors may take concentrated bets, while others should remain diversified

'EPFO settling death claims in 7 days will reduce relatives' ordeal'

All field offices have been directed by Central PF Commissioner to make special arrangements to meet this deadline

HDFC Top 200 to Reliance Growth, here is a list of the top wealth creating funds

The long-term track record of some leading ones confirms that high-quality equity funds can generate massive wealth for patient investors

Beware of fake currency notes

Economists say that there is a need for the RBI to launch a massive educational campaign on how to identify counterfeit notes

Gold bonds will score over ETFs

Invest in these for the long term; a Fed rate hike and an import duty cut by the government could trigger a correction in the next few months

Yellow metal is off its high, should you invest in gold bonds right now?

In the short term, a possible Fed rate hike and an import duty cut by the government could trigger a correction

From cloning to ATM passwords, learn how to save yourself from debit card frauds

With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative

Get rewarded for good behaviour

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs