Tamal Bandyopadhyay
 "Tamal Bandyopadhyay")
Tamal Bandyopadhyay
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Page 16 - Tamal Bandyopadhyay
Are Indian banks out of the woods? Yes, no and the answers in between
Recovery of bad loans and fresh slippages or new NPAs will determine the road ahead for the banking industry
 "Are Indian banks out of the woods? Yes, no and the answers in between")
Five banking trends for the new year
This could be a year of higher NPAs, more recovery, relatively stronger bank balance sheets, low credit growth and better-managed cooperative banks
 "Five banking trends for the new year")
Indian banking: Challenges in the new decade
Shall we see the closure of the bad loan saga in the new decade? There is no Lehman or East Asian crisis to blame; it's our own doing
 "Indian banking: Challenges in the new decade")
Of Vedanta & de-risking global finance
Mr Mishra says Vedanta philosophy should be applicable to financial innovations
 "Of Vedanta & de-risking global finance")
Can LIC and Rakesh Sharma save IDBI Bank?
IDBI Bank will post net loss in September and probably in the December quarter too but it can come out of the woods
 "Can LIC and Rakesh Sharma save IDBI Bank?")
How much, Mr Das: Rate cut of 40 or 25 bps?
Not inflation but the slowing growth in Asia's third largest economy, which wants to get into the $5 trillion club by 2025, is the primary concern of the RBI
 "How much, Mr Das: Rate cut of 40 or 25 bps?")
Cricket, culture and PSU bank merger
The market may take time to digest the BoB-Vijaya-Dena merger but it could be a template for the next four mergers to create "NextGen" mega banks
 "Cricket, culture and PSU bank merger")
Why do lenders rush where angels fear to tread
Only a forensic audit can answer the questions that lenders to Bhartiya Micro Credit have, but don't dare to ask
 "Why do lenders rush where angels fear to tread")
Bravo FM, but it's only half the job done
The government can have its cake and eat it too if it allows mega banks to run independently and turn others into vehicles for social banking
 "Bravo FM, but it's only half the job done")
Jalan panel didn't get RBI funds pouring for govt; just led to a drizzle
Even that's enough for the parched earth of government finance
 "Jalan panel didn't get RBI funds pouring for govt; just led to a drizzle")
How to make the horse drink water
For ideal monetary transmission, we need two benchmarks - one for loans and another for deposits
 "How to make the horse drink water")
Rating agencies: Derated and now berated
The onus is on the CRAs to come out clean or face the wrath of the markets and live in shame
 "Rating agencies: Derated and now berated")
Celebrating 50 yrs of bank nationalisation
The nationalised banks do a good job of what their majority owner mandates them to, but most are failed business enterprises
 "Celebrating 50 yrs of bank nationalisation")
How HDFC recast systems to offer loan approval, disbursement in 10 seconds
The exercise involved an intense effort with most senior managers working without a break between September 2014-February 2015
 "How HDFC recast systems to offer loan approval, disbursement in 10 seconds")
The markets couldn't have asked for more!
More than the rate cut, change in the stance of the policy and RBI's commitment to ensure "adequate" liquidity will encourage banks to cut loan rates
 "The markets couldn't have asked for more!")
Six suggestions for the new finance minister
Some unsolicited advice for a government with brute majority and nation's pragmatic chief money man
 "Six suggestions for the new finance minister")
The biggest challenge before the new govt
More than liquidity crisis, banks' risk aversion is at the root of the current problem. Despite two policy rate cuts, most banks have raised lending rates
 "The biggest challenge before the new govt")
Will corporate India be up for sale?
We must bring in private equity and patience capital in funding promoters against pledge of shares. If it's too late, India Inc might lose its shirt
 "Will corporate India be up for sale?")
The curious case of twin bad loan resolution
Two cases that could be resolved this week illustrate the progress of the single-window insolvency and bankruptcy resolution process
 "The curious case of twin bad loan resolution")
Should India open up the debt market?
Global bond indices play a critical role in influencing cross-border flow of debt capital. India isn't there as yet
 "Should India open up the debt market?")