Tamal Bandyopadhyay
 "Tamal Bandyopadhyay")
Tamal Bandyopadhyay
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Page 17 - Tamal Bandyopadhyay
To bank or not to bank on Indiabulls
A banking licence, unlike, say, a licence to enter the telecom or gas business, is not sold to the highest bidder; it goes to a "fit and proper" entity
 "To bank or not to bank on Indiabulls")
Let's find a new way to deal with bad loans
The Supreme Court ruling on the February 2018 RBI directive creates an opportunity to take a fresh look at India's bad asset resolution process
 "Let's find a new way to deal with bad loans")
Will Jet continue to fly?
If Jet does not survive, the lenders will lose money but gain experience of how to deal with a defaulter airline and not repeat the Kingfisher mistake
 "Will Jet continue to fly?")
When will we see the next rate cut?
Probably in August. We can argue whether RBI is dovishly neutral or neutrally dovish but the telltale signs of at least one more rate cut are strewn all over the policy statement
 "When will we see the next rate cut?")
How to clean up the rating mess in India
Create a junk bond market to ease pressure on rating agencies for giving higher ratings. Let the investors price in risk for exposures to lesser rated papers
 "How to clean up the rating mess in India")
Bad debts to break: Challenges, achievements of India's insolvency law
The Insolvency and Bankruptcy Code aimed to speed up loan recovery when it came into force in Aug 2016. Woeful infra and legal issues have held up tribunals, but settling bad debts is well on its way
 "Bad debts to break: Challenges, achievements of India's insolvency law")
The key lessons from Kochhargate
The concluding part of the series lists the lessons for the industry
 "The key lessons from Kochhargate")
New RBI governor a cheer leader for growth
Das is distinctly dovish as RBI's inflation projection is benign and he wants to seize the opportunity to support growth. And, this may not be the last rate cut
 "New RBI governor a cheer leader for growth")
The three musketeers of Indian banking
Both Jayakumar and Vaidyanathan are on the cusp of making history while for Ghosh it is compulsion
 "The three musketeers of Indian banking")
How solvent is India's new insolvency law?
Lenders will have to wait longer for bad loan resolution unless the loopholes are plugged
 "How solvent is India's new insolvency law?")
The big problem of micro and small enterprises
Under pressure, many banks are in perennial search of Mudra loan seekers. In the process, the credit risks are rising
 "The big problem of micro and small enterprises")
Seven banking trends to watch out for in 2019
The evolving RBI-government relationship, a reversal in the interest rate cycle and return to profitability will dominate bankers' conversation this year
 "Seven banking trends to watch out for in 2019")
Should the central bank be board-managed?
If the government wants it that way, it should opt for the US Fed's Board of Governors structure
 "Should the central bank be board-managed?")
An AQR for the NBFC sector?
Not now. For the time being it needs a credit line. If the sector stumbles, it will lead to a credit crunch and hit domestic consumption and growth
 "An AQR for the NBFC sector?")