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Harsh Roongta

Harsh Roongta

The author is a SEBI registered investment advisor

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  • Before the Will, prepare for disability

    25-06-2020 01:52:00

    It's important for all heirs to present a united front to give comfort to banks/depository participants

  • A deferred free lunch for good conduct

    11-06-2020 01:45:00

    RBI could ask banks to reward customers who do not default by giving a discount at the end of the loan's tenure

  • Do borrowers have any rights?

    28-05-2020 01:58:00

    Can the bank take shelter under the omnibus problems caused by the Covid-19 crisis to indiscriminately cut down on the sanctioned credit limits

  • Centre should charge for guarantee

    15-05-2020 01:21:00

    Only PSUs can raise money cheaply today since it is assumed that the government won't let them default

  • Arrears' collection will be tricky

    23-04-2020 00:24:00

    We need to understand the nature of the astronomical tax arrears' figure of Rs 9 trillion

  • Strategy for meeting goals

    09-04-2020 01:56:00

    Moving money from equity to debt in the last stages of any financial goal ensures that the corpus does not erode suddenly due to a fall in the stock market

  • Move from debt to equity, but gradually

    18-03-2020 23:11:00

    The only social distancing I am unable to do is give up my morning walks, which is in an open ground

  • Don't play with debt portfolio

    04-03-2020 23:37:00

    Any investment can be evaluated on the three primary parameters - risk, return and liquidity. These three parameters are inversely linked

  • When concession is a penalty

    19-02-2020 23:12:00

    The new optional tax regime is likely to become the only one available in a few years. This will affect real estate

  • Redefined in Budget: Who's an Indian resident

    01-02-2020 22:34:00

    This is a rather high price to pay for the Indian passport as NRIs will now end up paying tax on income earned outside India and they never even set foot in India for the whole year

  • WIll SBI's loan revive trust?

    15-01-2020 21:57:00

    In SBI's scheme, the buyer pays only the down payment. The developer pays the interest during the construction period

  • Ease of doing business for NRIs

    01-01-2020 21:57:00

    There seems to be a fundamental flaw in the way some of the income tax provisions are administered that hurts non-resident Indians' (NRI) real estate investments in India

  • Gold is old

    18-12-2019 22:45:00

    In most schemes, where the monthly investment is a fixed amount, investors run the risk of the price of gold rising during the tenure of the recurring deposit

  • Don't fall prey to impulse purchases

    04-12-2019 22:09:00

    A credit card does have some virtues; it can be beneficial in an emergency

  • Now, seller returning cash to realty buyer

    20-11-2019 23:12:00

    The government needs to make the method of calculating the ready-reckoner rate for each locality completely data driven and transparent