Page 109 - Personal Finance

FD interest rates up to 9.10%: 15 banks offer 7.80% or more to seniors

Best FD Rates: Despite repo rate cuts, 15 banks still offer 7.80 per cent or higher on fixed deposits for senior citizens, with some going up to 9.10 per cent for specific tenures below Rs 3 crore

Most Indians underinsured by 30-50% despite increased awareness: Report

Despite rising awareness, most Indians remain dangerously underinsured, reveals Bajaj Capital's Suraksha Kavach Report 2025.

EPFO hasn't issued any new pension form or deadline, clarifies govt

PIB Fact Check confirms EPFO hasn't issued any new pension form or set a June 30 deadline. Pensioners are advised to ignore the fake viral message circulating online

EPFO credits 8.25% interest for FY25: Check if yours is credited yet

EPF subscribers start seeing 8.25% interest for FY25 in passbooks, though there has been no official SMS/email yet. Here's how to check your account and what to know about delays.

Filing your income tax return? Here are some major mistakes to avoid

Filing errors can result in tax notices, interest and penalty charges, not to mention delays in getting your refund

'Trust restored': Officials to ask 'relevant' questions during tax scrutiny

Finance experts explain how CBDT directive to officers may help taxpayers and businesses

Beware pressure tactics: Limited-time deals and fear-based appeals

This National Insurance Day, let us look at the various types of fraud that are taking place and how you can avoid falling prey to them

Home loan interest must drop to 6% to revive sales: NAREDCO president

G Hari Babu attributed the fall in housing sales to excess supply, sharp rises in prices of residential properties and global economic uncertainties

80% of Indians not sure what their insurance policy covers: Survey

Most people hold multiple policies but can't correctly tell what help they will get in emergencies

No toll tax for two-wheelers on national highways: Govt clears the air

Two separate departments issue statements after social media rumours

Sebi extends investor-protection rule to passive mutual fund breaches

Timelines for portfolio rebalancing in schemes will now be applicable to all types of passive breaches across actively managed schemes

Gurugram home prices up 84% since 2020: Why buyers must tread carefully now

Investors could be creating a real estate bubble and 'genuine buyers' must tread cautiously, say experts

HDFC Bank trims FD, savings & RD rates again in June: Here's what changing

Private-sector lender announces such a decision for the second time in June after central bank's repo rate cut earlier

Run SIP with long horizon, avoid lump sum bets amid high valuations

Despite stretched valuations and market volatility, smallcap funds saw strong inflows in May as investors bank on long-term potential and return to SIPs for stability

Looking to buy a home? Check out the best home loan rates available today

Here is an overview of the best home loans available from both public and private sector banks available for prospective buyers

Unlimited but repeated ITR revisions may cause scrutiny, say experts

Tax experts say revising your ITR is allowed, but frequent or significant changes may raise red flags with the department's AI-driven systems

India's home sales dip 20% in Q2, but Chennai bucks the trend: Report

India's housing market cooled in Q2 of calendar year 2025 with a sharp sales drop, but Chennai stood out with double-digit growth as other cities struggled with high prices.

One full load at a time, dishwashers are changing how Indian kitchens work

A dishwasher is no longer a luxury - it's a smart investment in convenience, hygiene, sustainability, and quality of life, especially for urban Indian homes

Fund review: DSP Large Cap Fund

Fund review: DSP Large Cap Fund

Union Mutual Fund launches 'low risk', short-term debt investment scheme

Fund is a flexible and structured alternative to traditional savings instruments, says company