Page 140 - Personal Finance

42% of 4.6 lakh homes sold in top Indian cities were fresh launches in 2024

Bengaluru & Chennai saw highest new supply absorption share in 2024 - 53% each out of approx. 65,230 units (Bengaluru) & 19,220 units (Chennai)

Namibia to ease visas for 33 nations from April 1-why is India excluded?

Namibia said the visa regime is based on the principle of reciprocity

Decoded: Best global citizenship options to secure your child's future

The index evaluates how combining premium education with additional investment-based residence and citizenship rights creates significant opportunity for the next generation

Paytm introduces UPI Trading Blocks with auto payment from bank accounts

Paytm UPI users can now set up automatic payment deductions directly from their bank account for trades, without having to transfer large sums to their trading accounts on brokerage apps

Tax officers may soon access your social media a/c, emails: What this means

The Income Tax Bill 2025 grants tax authorities the power to access personal digital spaces, including emails and social media, to track tax evasion starting in April 2026.

Gold Card will be better than Green Card: Trump on new visa scheme

The Gold Card will cost $5 million and will be available very soon, said Trump

H-1B visa registrations open soon: Top 25 firms that sponsor immigrants

Several multinational companies sponsor thousands of H-1B visas each year

Home insurance: Cover should suffice to rebuild structure, replace contents

A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism

Maldivian holidays to liposuction: Have a look at luxury Oscar hamper

This year's gift bag is filled with more than 60 gifts. The gift bag includes a wellness retreat in Sri Lanka, providing nominees with a rejuvenating escape amidst lush landscapes & serene environment

Insurance for natural disasters: Points to keep in mind while buying it?

Insurance plays a crucial role in mitigating the financial impact of natural disasters by providing a safety net that helps individuals and businesses recover quickly

English now official in US: Impact on Indian, other immigrants explained

Immigration experts say India, where English is widely spoken, could see its professionals and students benefit from the decision

Credit card spending hits Rs 1.84 lakh cr in January 2025, up 14% on year

The average spending per card decreased slightly by 1% MoM to Rs 16,911, though it registered a marginal 1% YoY increase.

No credit profile? Here is what you can do to have a robust score

Build your credit profile by applying for a secured credit card backed by a FD to build your credit profile

India sees 5th month of negative flows, US accounts for 50% of outflows

The largest share of these outflows is concentrated in the US, which accounts for approximately 50% of the total outflows from India-dedicated funds, amounting to $1.45 billion

US warns firms on H-1B visa bias: No favouritism for migrant workers

Critics say the H-1B visa programme allows foreign professionals to take jobs that could go to US workers

8th pay commission: When will it be formed & how govt salary is calculated

The salary revisions will now depend on the 'fitment factor', a multiplier that is applied to the current basic pay

ICICI Prudential launches 'Pru GIFT Select' for guaranteed income

This product offers flexibilities to customers such as choosing when they want the guaranteed income to start, the duration of the guaranteed income & the amount that they get at the time of maturity

India's visa applications up 11% in 2024, Canada and China among favourites

Popular destinations for Indian travellers in 2024 included Canada, China, France, Germany, Italy, Japan, the Netherlands, Switzerland, Saudi Arabia, the United States, and the United Kingdom

Fixed deposit rates may fall. Should you look elsewhere to park your funds?

As the repo rate cut affects FD interest rates, investors must carefully weigh the pros and cons of locking in current FD rates versus exploring other investment options like debt funds.

87% Indians fear data breach, 50% worried about Aadhaar security: survey

The percentage of citizens who confirmed their personal data is in public domain or leaked has jumped from 72% to 87% in the last 36 months