Page 307 - Personal Finance

Affordable housing to loan subsidies: what is PMAY scheme all about

PMAY aims to provide affordable housing solutions to individuals and families from economically challenged backgrounds, making homeownership more accessible.

How many bank holidays are there in April 2024: Check full list here

There are a total of 14 days of bank closures in April 2024, including national holidays, every second and fourth Saturday and each Sunday.

No change in income tax slabs from April 1, 2024: Finance Ministry

Misinformation on the new tax regime has been spreading on certain social media channels. To set the record straight, the ministry clarified several key points

Salaried vs consultant: What's a better option for high earners in India?

If your business expenses are a significant portion of your income (more than 50%), being a consultant and claiming those expenses can be beneficial

Typo can't be basis for denial of claim

The State Commission concluded the insurer could not take advantage of a typographical error on the bank's part to repudiate a legitimate claim

The financial year is ending: Here is what you must do for your investments

Avoid triggering taxation during portfolio rebalancing by buying more of underperforming asset class

Goa, Puri or Dubai: Where Indians are travelling this Good Friday weekend

As the extended weekend looms ahead, thanks to Good Friday, Indian travellers are seizing the opportunity to escape the daily grind

Choose life policy carefully; early surrender can cause major losses

Switch credit card if changes in reward structure do not align with your needs

How can you transfer money from a credit card to a bank account?

Be mindful of your credit card usage and try to avoid excessive reliance on cash advances

What is Saral Jeevan Bima and what are its key features

Saral Jeevan Bima: Terms, benefits of life insurance plan explained

Over half of Indian equity large-cap funds underperformed their benchmark in 2023

The S&P Indices Versus Active Funds (SPIVA®) India Scorecard for 2023 reveals that a significant portion of actively managed funds underperformed their benchmarks across various categories.

Uniform KYC: How system will help citizens, financial institutions

Uniform KYC can reduce the burden of repeated KYC processes for the customer or the organisation

Planning for FY25, making safe investments: Top personal finance stories

Our top stop stories this week tell how you how to review your portfolio and what to do if you are a risk-averse investor

44% who booked flights could never get a seat assigned without a fee: survey

Consumer complaints soar over airlines' use of "dark patterns" to mislead flyers into paying extra for seat selection during flight bookings

Enhance portfolio resilience by investing in MNC fund: What is on offer?

These funds, however, tend to underperform when domestic cyclicals do well

Key information about health insurance plans gathered in one table

Know about eligibility, key features and premium amount in Policybazaar table

Bima Sugam - your one-stop portal for all insurance policies: Details here

It's an online platform where customers can choose a suitable scheme from multiple options given by various companies

Faster funds, more flexibility: How T+0 settlement cycle benefits investors

T+0 is currently in a beta phase. This means it's only being implemented for a limited number of stocks (around 25) and with a select group of brokers.

There are rewards for investors who are averse to taking market risk

They don't have to put their money in equity trade and yet build a corpus for their financial goals

Fund review: SBI Magnum Midcap Fund

Fund review: SBI Magnum Midcap Fund