Page 307 - Personal Finance

60% still get 3 spam calls daily; individuals selling realty top offenders

Moreover, 90% of respondents admitted that they get spam calls despite being registered on DND list. This clearly indicates that the DND list is still not working for the consumers.

P2P lending is risky; investors must diversify their borrower profiles

Lenders get the benefit of monthly cash flows and control, but they must avoid platforms promising high returns

Doctor liable to penalty for causing disability

The National Commission observed that evidence indicated Dr Gupta was conducting private practice while employed with a government Primary Health Centre, which was a serious misconduct

Non-linked policies' tax-exempt premium: Rs 5 lakh individual limit

By purchasing policies in the name of family members, you can maximise tax benefits

P2P lending; best in spring water brands: Top personal finance stories

This week we explain how to play safe on peer-to-peer platforms; how mineral water assists your health

Deferred annuity plans and guaranteed sums explained in one chart

Here is how you can secure the finances you will need when you retire

Protect volatile equity market gains with 10-15% investment in gold

Potential rate cuts in the US this year could boost gold's performance

Branded and bottled: Why mineral water is the new good health trend

Believers say it is pure and has minerals that tapped water lacks

Tripura CM launches Rs 5 lakh health insurance scheme for 415,000 families

Saha said the scheme is designed in such a way that the patient's family will get free medicine for 15 days even after discharge from govt or private hospitals and entire process will be cashless

MF January trend: Top 10 stocks that saw maximum monthly increase in value

The top 10 stocks that saw the maximum MoM increase in value were Reliance Industries, Bharti Airtel, Infosys, Sun Pharma, ONGC, HCL Tech, Coal India, Power Grid Corp., Maruti Suzuki, and PFC.

Fund review: UTI Mid Cap fund

Fund review: UTI Mid Cap fund

How to beat education inflation and build a large-enough college fund

Beating inflation implies earning higher returns on investment than the economy's inflation rate.

Use laddering to average out returns, minimise reinvestment risks

Those keen to strike a balance between risk and reward may go for barbell strategy

Switzerland emerges as best country for rich Indians to build multi-generational wealth

The index ranks 27 countries based on a percentage score representing opportunities and indicates which are the best countries to relocate to for the purpose of finding opportunities and for building

You can now get your expensive glasses, spectacles and lenses insured too

For eyewear valued up to Rs 10,000, one can get a comprehensive coverage with a minimal premium of just Rs 100.

Where are FIIs investing? Best-performing India-focused offshore equity funds

The India-focused offshore fund and ETF category registered a gain of 10.75% during the quarter, whereas the MSCI India USD Index delivered a return of 11.98%.

Tax savings: Give loan, not gift, to spouse to avoid income clubbing

Documentation of the loan agreement is crucial to avoid treatment as gift

Global fintech investment drops to 5-year low, India funding halves to $3 bn

Geopolitics conflicts, the high interest rate environment, and the barren exit environment across regions saw fintech investors holding onto their cash throughout much of the year.

31 of India's most valued companies in 2023 hail from Gujarat, 25 from WB

These companies are ranked according to their value, defined as market capitalization for listed companies and valuations for non-listed companies.

Your EPF money is set to rise at faster rate, 8.25% interest highest in 3 yrs

In 2021-2022 and 2022-2023, the EPF interest rates were 8.1 per cent and 8.15 per cent, respectively, which means the 2023-2024 interest rate is the highest in three years.