Page 314 - Personal Finance

51% of women prefer low-risk FDs, only 7% invest in stocks: survey

Over 800 women were surveyed across 10 cities in India on a wide range of behaviours, including their involvement in financial decision-making, goal setting, saving and investing patterns, adoption of

Investment, insurance, taxes: Money moves you should make in 2024

The start of the year should be used to review and plan your financial assets and goals

Investing in cryptos: Be mindful of high volatility, regulatory overhang

Potential investors should be mindful of regulatory overhang and high volatility

Financial planning for 2024, farmhouse luxury: Top personal finance stories

This week we advise on what to do about your money goals and how to plan a getaway investment in the greens

Getaway in the greens: What it takes to plan and design a farmhouse

It will be your second home and earn money by being put up for rent sometimes

MAAFs: After sharp equity run-up, diversify with these all-weather funds

Both return and tax treatment can vary widely based on each fund's asset allocation mandate

Fund review: HDFC ELSS tax saver fund

Fund review: HDFC ELSS tax saver fund

Interest rates, tenure, terms of fixed deposits explained in table

Fixed deposit rates of financial companies are a conservative way of investment

SSY: Invest for its high and tax-free return with zero credit risk

Only parents of a girl child who do not mind the long lock-in should go for it

'With 2 to 5% allocation Bitcoin good addition to investor's portfolio'

In "Investing Decoded: Simple Path to Building A Portfolio in Millions", Anirudh Rathore provides a beginner's guide to acquiring tools and mindset required to start securing one's financial future

Missed Dec 31 ITR deadline? Apply for condonation of delay at the earliest

Taxpayers may file an updated return after April 1

Bank FD rates soar: Right time for investors to secure peak returns

Small finance banks' FDs yield more than larger banks' offerings, but invest in them sparingly. Investors need to lock into current peak rates before they begin to decline

Budget 2024: Rebate under new income tax regime may be hiked to Rs 7.5 lakh

Last week, the PFRDA chairman had said that the body has recommended employer contributions to the National Pension Scheme up to 12 per cent to be exempted from the income tax

Hurdles and solutions: What self-employed should do to get term insurance

Sum insured should be equivalent to 10-15 times income and the cover should extend until financial liabilities have been settled

Nifty Next 50 rose 11.09% in Dec 2023, energy emerges as top performer

The Financial services sector continued to play a pivotal role in propelling the Nifty 500 index, contributing 2.1 per cent to the overall 8 per cent increase in Nifty 500 during December 2023.

Term insurance test and getting into movies: Top personal finance stories

This week we explain how self-employed people can get term insurance and how train for a career in showbiz

Travelling overseas for a holiday? How to best use your cards for maximum gains

Numerous credit cards provide rewards, cashback, or points for each purchase. Consider a travel rewards card that boosts points for flight or hotel bookings

Monetary easing, central banks buying to push gold prices higher this year

Gold prices are likely to rise further on the back of weak dollar and decline in US treasury yields. Dollar and Yields nosedive on anticipation that US Fed will start cutting rates by March

Higher fund flows into India, other EMs likely to boost asset prices

Stick to asset allocation, avoid wholesale portfolio changes

Payment options, return, terms of various pension plans explained

Policybazaar table gives a comprehensive view of what various companies offer in their pension plans