Page 321 - Personal Finance

Income after retirement: Risks and rewards of deferred annuity plans

Allocate just enough to generate a basic retirement income; over-investing in this illiquid product can backfire

Consider consequences before stopping EMI

The National Commission observed that once proceedings before the Debt Recovery Tribunal were completed, Ahmed could file a fresh complaint if a deficiency in service existed

All about pension plans, luxury apartments: Top personal finance stories

This week we explain the pros and cons of deferred annuity plan and what to look for in a gated society home

High-value home loans: Enhance your credit score to boost eligibility

Engage a property lawyer to carry out title and other checks for smooth approval

Life insurance policy terms, premium amounts detailed in one table

Such coverage is a necessary part of financial planning and companies have a range of products

Rooftop solar: You can save Rs 18,000 annually through this scheme

Through rooftop solarisation, one crore households will obtain up to 300 units free electricity every month,

Hike in US immigration fees will reduce volume of visa applications from India

The new H-1B application visa fee has been increased from $460 to $780, and the H-1B registration fee will rise from $10 to $215

Fund pick: Kotak Bond Short Term Plan

Fund pick of Kotak Bond Short Term Plan

H1B to EB-5: US hikes visa fees for various categories of non-immigrant visas

The biggest increases are for EB-5 investors - the investment linked green card programme.

Explained: How RBI ban on Paytm impacts you and your finances from 1 March

The fintech company has been barred from accepting fresh deposits and carrying out credit transactions for consistently flouting RBI guidelines

Decoding budget documents: How to zero in on tax changes that affect you

Wait for full budget to be presented before incorporating relevant changes into your financial and tax planning for next year

Indians choosing Southeast Asia even more post visa relaxation, reveals data

Agoda recently announced that Thailand's capital Bangkok is now the most popular outbound city destination for Indians, overtaking Dubai since the visa relaxations came into effect.

Here are the most valuable companies in the world: Apple retains top spot

By absolute value, the biggest gainers this year were Microsoft, up US$708bn, and Nvidia up $697bn, followed by Meta Platforms up $466 bn.

Here are the most crypto-ready cities in 2024: New York leads, Tokyo worst

Los Angeles is the city with the most crypto ATMs (1810 ATMs) in the world.

ELSS: Selecting tax saver fund based on recent performance is risky

Choose one whose rolling returns have surpassed the benchmark a high percentage of times over a long span

New-age maternity plans cover IVF, adoption, surrogacy, newborn vaccination

In new-age plans, if one of the spouses has already subscribed to a policy, the nine-month waiting period for the other spouse is waived off.

Foreign flows continue to chase India, Japan and US, small-cap funds see big surge

The last week saw an inflow of $549 million into India-dedicated funds, led by large-cap funds. Out of this inflow, $120 million was from US investors and $145 million from Japan investors.

New IMPS fund transfer rules coming soon: Here is all you need to know

New IMPS rules will be implemented from February 1, 2024. This will facilitate fund transfers using a mobile number and bank name

PM-Kisan 16th instalment: Complete eKYC to receive payment; know how here

PM-Kisan eKYC: To receive the instalments, the farmers must complete their e-KYC. Know how here

Centre allows woman employees to nominate son, daughter for family pension

Previously, family pension was granted to the spouse of a deceased government servant or pensioner