Page 333 - Personal Finance
Equity stocks: What foreign investors bought and sold in September quarter
FPIs bought diversified financials, electric utilities and IT services stocks and sold capital goods and transportation stock.
 "Equity stocks: What foreign investors bought and sold in September quarter")
2.5% interest, tax exemption on maturity make gold bonds attractive
But there's a lock-in of five years and investors lose tax exemption if they exit prior to maturity
 "2.5% interest, tax exemption on maturity make gold bonds attractive")
All you need to know about White Oak Capital's new large and mid-cap fund
WhiteOak Capital Large & Mid Cap Fund will predominantly invest in Large and Mid Cap stocks with an aim to create a factor diversified balanced portfolio with high active share
 "All you need to know about White Oak Capital's new large and mid-cap fund")
'Indian real estate most preferred in Asia-Pacific for global investors'
Colliers data also shows institutional investment in real estate soared 27 per cent year-on-year in the first nine months of 2023
 "'Indian real estate most preferred in Asia-Pacific for global investors'")
Diwali 2023: Beauty product sales up 52%, phones top-selling electronic items
The beauty products category emerged as the top three favourite among the younger demographic with 47 per cent of sales coming from the 18 to 24 years age group
 "Diwali 2023: Beauty product sales up 52%, phones top-selling electronic items")
Aadhaar update, MF nomination, special FDs: Dec deadlines you should know
A number of special fixed deposit schemes offering up to eight per cent return from leading banks are also set to expire next month.
 "Aadhaar update, MF nomination, special FDs: Dec deadlines you should know")
No CV points for govt, utility spends: Axis Vistara credit card devalued
Transactions involving government services and utilities will no longer accrue Club Vistara points or contribute to milestone benefits.
 "No CV points for govt, utility spends: Axis Vistara credit card devalued")
Want guaranteed long-term returns? Consider non-par insurance plans
Get an expert to calculate internal rate of return; ensure premium doesn't exceed Rs 5 lakh annually for tax-free return
 "Want guaranteed long-term returns? Consider non-par insurance plans")
Up to 10% cashback, unlimited lounge access: HSBC credit cards get facelift
HSBC Premier Credit Card has brought offerings for travel, lifestyle and reward points for its existing and new customers
 "Up to 10% cashback, unlimited lounge access: HSBC credit cards get facelift")
Love shopping online, ordering in? How to save with the right credit cards
"Selecting the right cashback credit card can fetch substantial savings by providing value back on expenses, along with additional perks like complimentary memberships or free vouchers.
 "Love shopping online, ordering in? How to save with the right credit cards")
Arbitrage vs liquid funds: Why the former has become an investor darling
Arbitrage funds are gaining popularity presumably as investors turned to Arbitrage funds as a more tax-efficient substitute to Liquid funds.
 "Arbitrage vs liquid funds: Why the former has become an investor darling")
Insurance claim rejected? A guide for policyholders to seek redress
In case, the complaint is not resolved within two weeks or if you are not satisfied with their resolution, You can directly register your grievance on Bima Bharosa System
 "Insurance claim rejected? A guide for policyholders to seek redress")
Update your nominations, review credit report before the year ends
Ensure that loans are properly closed and documents submitted to the lender returned
 "Update your nominations, review credit report before the year ends")
US Embassy in India implements new changes in student visa process
Any applicant who has created a profile or booked an appointment using an incorrect passport number should create a new profile containing the correct passport information
 "US Embassy in India implements new changes in student visa process")
You can now register claim complaints of Rs 50 lakh with insurance ombudsman
A policyholder in India can now register complaints that are related to compensation claims of up to Rs 50 lakh with insurance ombudsman offices in India. Earlier, the maximum compensation that ombuds
 "You can now register claim complaints of Rs 50 lakh with insurance ombudsman")
Malaysia joins Thailand, Sri Lanka to allow visa-free entry to Indians
Under this new policy, Chinese and Indian nationals will enjoy a visa-free stay of up to 30 days, subject to security screening, said the Malaysian Prime Minister
 "Malaysia joins Thailand, Sri Lanka to allow visa-free entry to Indians")
Looming risk? Personal loan credit by banks, NBFCs nearly triples in 6 yrs
During the fiscal years 2017 to 2023, personal loan credit experienced robust growth of almost 1.5 times the overall credit growth observed in both Banks and Non-Banking Financial Companies (NBFCs).
 "Looming risk? Personal loan credit by banks, NBFCs nearly triples in 6 yrs")
Free tourist visas to 10-yr investor visas: How Thailand is luring Indians
From November 10, 2023, to May 10, 2024, Thailand is granting a temporary visa exemption for Indian tourists, allowing a 30-day stay for tourism purposes
 "Free tourist visas to 10-yr investor visas: How Thailand is luring Indians")
'Claim denied': Mistakes in health insurance that can give you heartache
Being aware of policy's exclusions and waiting periods is equally vital
 "'Claim denied': Mistakes in health insurance that can give you heartache")
Sectoral, thematic funds: Investors should avoid extrapolating past returns
Such behaviour leads to chasing funds that are past peak performance
 "Sectoral, thematic funds: Investors should avoid extrapolating past returns")