Page 342 - Personal Finance

Unable to get a loan? Build a proper credit history with secured card

First-time borrowers should start a fixed deposit and get a credit card against it

MF tracker: Most bought and sold large, mid and small-cap stocks in July

Eicher Motors, Hindustan Zinc, Havells India, Mankind Pharma, and Varun Beverages were the most sold in the large cap space.

In charts: Nifty Smallcap 250 outperforms all major indexes in July

Realty, Metals & Energy led the charge, rising 9% each. On the flip side, IT lagged with a modest 1% rise.

Explained: How to structure your salary to reduce your tax burden

When an employer when employees a person, he specifies his cost to the company (C.T.C). It means that the organization is going to spend that much amount per year to employ that person

Rank loans, save money, seek advice: Strategies to get out of debt

Recovery agents cannot harass debtors and have to take consent before visiting them

Stylish and sturdy: Stainless steel cutlery gets branding upgrade

Dinnerware becomes the favourite of chefs and families to serve food before guests

Switch if you can find 50 bps cheaper home loan; lock into current FD rates

Some lenders have lowered their rates over the past couple of months by reducing their spreads

What are multi-allocation funds? Why are they popular? Should you invest?

Since multi-asset allocation funds must invest at least three different asset classes, they suit investors looking for more diversification

Don't let idle cash sit in a savings account: Here's what you should do instead

One should use his savings account to park only temporary surpluses or to use the account for routing investments and meeting expenditures

Car loan review: Know about rates, processing fees by over 15 lenders

Our table tells you what the market has to offer in terms of monthly installments

A snapshot of company fixed deposit rated offered by various companies

Here is how the company fixed deposit rates offered by various companies stack up

Fund pick: DSP Top 100 Equity Fund

Fund pick of DSP Top 100 Equity Fund

More clarity on EMIs, tenor: Borrowers can soon switch between floating, fixed loans

RBI is also asking for options to switch to fixed rate loans, which are not typically offered by most banks.

RBI rate unchanged: Continue with floating home loans, lock in those FDs

Home loan borrowes should continue with floating interest rate loans

What are luxury investments? Where do the rich invest their money?

Overall, the luxury goods basket grew seven per cent, providing 'credible' returns for ultra high net worth individuals

Missed July 31 deadline for filing ITR? File belated return by December 31

But you will have to pay a late fee, interest, and won't be able to carry forward business and capital losses

'BSE Manufacturing Index will outgrow benchmark indices for next few years'

Auto and ancillaries, Textiles, Chemicals, and capital goods are key beneficiaries of China+1

Where are HNIs investing? Top stocks bought, sold by the rich in June quarter

In the June quarter, Page Industries, Housing Development Finance Corporation, HDFC Bank, Star Health and Allied Insurance, Avenue Supermarts were among companies that saw the highest buying by HNIs

What are Index funds? Why have they become popular? How to pick right one

Low cost, simplicity and market returns were cited as reasons for choosing index funds.

Longer-duration debt funds: Tactical bets are for high risk takers

Long-term investors who want near-certain returns may opt for a target maturity fund that invest in gilts