Page 346 - Personal Finance
Table: Pension plans of various companies, terms and fees explained
Regular Pay, Single Pay and Single Pay Deferred Annuity schemes explained in Policybazaar table
 "Table: Pension plans of various companies, terms and fees explained")
Fund review: HDFC Small Cap fund
Fund review: HDFC Small Cap fund
 "Fund review: HDFC Small Cap fund")
Planning your festive break? Top 10 affordable destinations under Rs 10k
Cheapest destinations are Hat Yai in Thailand, Yogyakarta in Indonesia, Kuching in Malaysia, Dalat in Vietnam, Goa in India, Baguio in the Philippines, Nagoya in Japan, and Taichung in Taiwan
 "Planning your festive break? Top 10 affordable destinations under Rs 10k")
Mind your language: How transcription tools can help you at work
Apps and services are now more accurate and error free thanks to artificial intelligence technologies
 "Mind your language: How transcription tools can help you at work")
Home financing: Who get the best loan offers, what are the lowest rates?
Credit score determines the customer character and capacity which helps customer to negotiate the commercials with the developer as well as financial institution
 "Home financing: Who get the best loan offers, what are the lowest rates?")
Real estate: Buy or rent? Invest or occupy? Here's how you can decide
Having about 30% cash for a down payment indicates financial readiness for homeownership. Having the minimum cash allows you to borrow the rest
 "Real estate: Buy or rent? Invest or occupy? Here's how you can decide")
Small-cap funds: Existing investors should rebalance, continue SIPs
New investors planning large lump-sum investments should stagger them over 6-12 months
 "Small-cap funds: Existing investors should rebalance, continue SIPs")
You can now book an FD online in 3 minutes, compare rates on this platform
The online platform enables investors to compare FDs and invest in one within 3 minutes without having to open a savings account.
 "You can now book an FD online in 3 minutes, compare rates on this platform")
10 Best business ideas for teens and young entrepreneurs for side income
If you want to get financial independence at an early age you can begin your small business. Here are the 10 best business ideas for teens and young entrepreneurs
 "10 Best business ideas for teens and young entrepreneurs for side income")
Tracking MF returns: HDFC AMC has consistently ranked in top ten in 2023
HDFC Asset Management Company ( AMC) has consistently ranked in the top 10 in fund performance over the last year. The company's mid-cap scheme ranked first in performance across 26 schemes in Augus
 "Tracking MF returns: HDFC AMC has consistently ranked in top ten in 2023")
Demand for RuPay credit cards pips Visa and Mastercard in tier II cities
The report suggests that demand for Rupay credit cards went up by 37 per cent on quarter in the July-September period across India's 706 small towns and cities.
 "Demand for RuPay credit cards pips Visa and Mastercard in tier II cities")
Travel-based credit cards see 5-fold surge in demand, women take the lead
Axis Bank Vistara credit card, American Express Platinum Travel card, and SBI ELITE card credit have emerged as top-preferred among travellers.
 "Travel-based credit cards see 5-fold surge in demand, women take the lead")
Avoid inheritance hassles for your heirs by appointing a nominee
Avoid inheritance hassles for heirs, appoint a nominee
 "Avoid inheritance hassles for your heirs by appointing a nominee")
Nearly 50% of equity investors redeem their MF investments within 2 years
The majority 59 per cent of investors still consider past performance as one of the key benchmarks for investing in mutual funds.
 "Nearly 50% of equity investors redeem their MF investments within 2 years")
Top ten mutual fund categories which witnessed highest AUM growth in a year
Small-cap funds saw the highest AUM growth in the last year at 61 per cent, followed by multi-cap funds at 45 per cent and sectoral funds at 35 per cent.
 "Top ten mutual fund categories which witnessed highest AUM growth in a year")
Explained: What JP Morgan's bond inclusion means for India, markets, rupee
The move could attract more foreign investments into bonds, strengthen the rupee and improve India's credit rating
 "Explained: What JP Morgan's bond inclusion means for India, markets, rupee")
Reduce uncertainties of home purchase with a competent, professional broker
Professional certification and experience can boost the odds of finding the right individual
 "Reduce uncertainties of home purchase with a competent, professional broker")
5 effective ways of earning money online for senior citizens, details below
Earning after retirement has become a lot easier nowadays as there are plenty of ways to earn money. Here are the 5 effective ways of earning money online for senior citizens
 "5 effective ways of earning money online for senior citizens, details below")
Got new debit/credit card? Here's what to do before 1st online transaction
Most banks now toggle off the control limit of a card at the time of issuance. To make online or offline transactions, the users must first enable the controls. Know how here
 "Got new debit/credit card? Here's what to do before 1st online transaction")
Visa cardholders can get free lounge access across Asia if flight delayed
Enhanced partnership allows eligible Visa cardholders across Asia Pacific access to SmartDelay, Collinson's airport lounge solution in the case of flight delays or cancellations, with immediate effect
 "Visa cardholders can get free lounge access across Asia if flight delayed")