Page 352 - Personal Finance

Multi asset fund or aggresive hybrid fund: What should you pick and why?

Aggressive hybrid funds are those that invest maximum 65-80 percent in equities and the rest in debt, whereas Multi Asset Funds allocate their corpus across equity, debt, commodities, REITs

Errors in ITR filing to extra audits: Why your ITR refund may be delayed

To ascertain whether a refund has been disbursed, halted, or declined, the 'Know Your Refund Status' tab on the e-filing portal's homepage serves as a valuable tool.

17% below age of 45 don't get health cover because of uncontrolled diabetes

Diabetes is a condition wherein the insulin level of a human body drops to such an extent where the blood sugar level simply cannot be managed naturally

Fair share: Children born of invalid marriages are treated as legitimate

Court judgments have said they are entitled to rights in both self-acquired and ancestral properties of parents

Put checks in place to curb overconfidence

Be aware of the overconfidence bias and implement checks in crucial areas like personal finances, say, by seeking expert advice or advice from a trusted source

Arbitrage funds: Lower risk than equities and similar tax treatment

However, remember that returns fluctuate between years

HDFC Bank's premium co-branded credit card with Marriot: Is it worth it?

The card is a co-branded product with Marriott Bonvoy, Marriott's customer loyalty programme. Diners Club International is the network partner.

Do health policies cover LASIK surgeries? Only if these conditions are met

Most insurance products in the market cover for LASIK surgeries when the refractory error power is => 7.5 dioptre.

Shriram AMC's new multi-asset fund: Should you invest? All you need to know

The minimum allocation of 65% to equities allows investors in this fund to benefit from Long Term Capital Gains tax of 10%.

An inheritance issue, luxury at the movies: Top personal finance stories

What does the law say about the rights of children born of invalid marriages; how are multiplexes wooing viewers: Our newsletter explains

Women prefer equity funds, invest Rs 14,347 monthly, which is more than men

Eight Seven per cent of women opt for equity-oriented SIP investments, slightly below men at 89.9%.

Avoid drastic shift away from large-cap, into mid-, small-cap funds

Stick to strategic allocation; keep tactical deviations within a narrow range

Business ideas under 3 lakh: Here's how you can set up your own business

Setting up a business is not a tough nut to crack, as all you need is a business idea and dedication to build something on your own. Here are the 5 business ideas under Rs 3 lakh

Fund pick: HDFC Short Term Debt Fund

Fund pick of HDFC Short Term Debt Fund

Chart: Corporate fixed deposits offered by various companies

Paisabazaar's table for information on returns and credit ratings of leading providers

Filmmakers, exhibitors have to keep pushing the envelope: Ajay Bijli

Managing director of PVR INOX speaks about ticket prices and watching movies on the big screen

Luxury viewing: How multiplexes are getting movie fans to theatres

Ticket prices are worth for the technology, leather seats and gourmet food at theatres, say companies

Indians slowly gaining footing in planning for retirement: Survey

The India Retirement Index Study (IRIS), conducted in partnership with data analytics company KANTAR, showed a significant upward movement to 47 from 44

Should you lease a car or buy one with a loan? We do the math

he lease amount you pay for a vehicle is eligible for tax relief. Leasing a vehicle could help you save as much as 30% on your taxes. This is applicable for self-employed as well as salaried professio

9 different ways to save tax when you sell a house

If you are planning to sell your property, you'll have to pay capital gain tax on the profit earned after considering the inflation and indexed cost of acquisition