Page 353 - Personal Finance

Tech use, reviews, rating: What to look for when picking a stockbroker

List your requirements and shun firms with a high number of complaints against them

Committee to review govt employees' pension, suggest changes: FinMin

The ministry in April set up a committee under Finance Secretary T V Somanathan to review the pension scheme for government employees and suggest any changes, if needed

Cover yourself against future cuts, lock into current fixed deposit rates

Consider alternatives like SCSS, NSC if you don't have interim liquidity needs

EPF: When can you withdraw, how is the money taxed, and how to avoid it

Withdrawals before five years are tax-free in cases of serious illness, employer discontinuation of operations, withdrawals not authorized by the employer, and advances under the EPF Scheme

Govt likely to offer assured base pension in compromise with states: Report

The Ministry of Finance, in a response after the report was published, denied that any such a decision has been taken

Skip Manali, pick these hill stations for your annual summer break

To get away from the maddening crowds in popular holiday destinations, head to lesser known hill stations in Tamil Nadu, Arunachal, Sikkim

Buyer preference for bigger, premium homes is big win for these 11 builders

The 11 large and listed realtors in the sample set are Brigade Enterprises, DLF, Godrej Properties, Kolte-Patil Developers, Macrotech Developers, Mahindra Lifespace Developers, Oberoi Realty, Prestige

Sensex at record high: Time to rebalance your portfolios, book profits?

Equity Mutual Fund investing is strictly meant for your long-term goals, so it makes little sense to try and time your exits and entries or to repeatedly "book profits" and sit on the sidelines.

Buy insurance cover for building on reinstatement, not market value, basis

This will ensure the insurer pays an amount adequate to restore the damaged house to its original state

10 things taxpayers should keep in mind before filing income tax return

Form 16 contains all the salary details that need to be entered while filing income tax returns

75% Indians don't have funds for emergencies: How to save and plan for it

Most thumb rules related to emergency fund planning state that you must have 6-9 months of your fixed monthly expenses saved away in an easily accessible and low risk asset class.

Explained: How to maximize card reward points without having to overspend

Don't bust your budget just for earning the reward points

Adani Gas down 74% in 6 months, Serum Institute most valued unlisted firm

The total value of the top 500 companies in India declined marginally by 6.4% to Rs 212 trillion from Rs 227 trillion as of October 30,2022.

Last date to link PAN-Aadhar cards on June 30: Know how to pay penalty here

Taxpayers who have not yet linked their Aadhaar with PAN are advised to complete the process by June 30 to avoid a penalty of Rs 1,000

Filing ITR without taxable income: Details on benefits, advantages

The Centre allows certain deductions and exemptions in order to reduce the burden on taxpayers

Strike balance between borrowers' risk profile, returns in P2P lending

Study the record of loan portfolios before choosing a platform

Is UPI the new Rs 2000? Data suggests so, says SBI

Rural and semi-urban areas are leading the surge in UPI transactions

Expedia to stop 'pay now' option for foreign bookings on TAAP India site

The online travel booking company said that it will do so 'given the complexity of complying to the changes' to the TCS rules which will come into effect on July 1

Short term debt funds are in demand: Where should you park your funds?

The return of debt funds appears to be a reset of institutional allocation, as well as locking in higher rate

HNIs to skilled professions: Australia regains millionaire magnet crown

Australia has regained the top spot in New World Wealth's 2023 list of destinations forecast to enjoy the highest net inflows of high-net-worth individuals globally, replacing the UAE.